Revolut has a European banking license:

Always hand your passport to immigration officers with it open to the visa page you are entering on and say “I have a visa”.

I've brought up the issues I saw with Malaysia in another group, which I do really like, and was as nice as possible, but the locals were almost all very rude.

- One of the big issues was the food quality outside of KLCC was extremely bad, and every bite of chicken had bones chopped up into it. If it wasn't for the Shangri-La and Halab Restaurant, the trip would have been ruined.

- MM2H visa requirements are way too high, malls are dying off, but the locals don't see any problems with the lack of foreign income.

- Publicly, Malaysia says they have 38 million tourists per year and Thailand over 35 million, but does that include Singaporeans coming across the border for weekly grocery shopping? I think it does by the look of it. I am very experienced in both countries, and there is no way Malaysia receives more tourists than Thailand in my opinion.

- Malaysians are boycotting Western franchise brands but don't have quality or sufficient replacements. It woulden't be a problem if they had replacements but everything seems to be failing there and Malaysians gang up on you and tell you to F-off online when you try to figure out why in a polite manner. The issue is they know there are severe post COVID economy problems but refuse to admit it and act like everyone else is the problem. Bangkok shopping malls are all packed but Kuala Lumpur malls are mostly empty.

- I do hope the situation improves in Malaysia but the government needs to find longer term residency solutions for the foreign productive working class and not just wealthy people who woulden't want to live in Malaysia full-time since they have a lot of other options. I think the the MM2H requirements are one of the main issues that is causing Malaysia to not develop as Thailand.

- On a positive note it's the only country in Asia I am aware of where foreigners can own land which is really nice. I would like to buy a home and settle there but with the MM2H requirements; renting in Thailand is the better deal. I would be interested in Malaysia if I could get residency there. The MM2H requirements are too high for a single person but are greatly exacerbated for unmarried foreign couples wishing to reside in Malaysia which doubles the already too-absurd requirements.

Anonymous participant In savings not income.

@Andrew **********

stopped reading at the first sentence. Pure ignorance.

Planet D.U.M.B. Calling…

@Andrew **********

again, what Thai bank pays 7%? The answer is NONE. You think Thai banks are going to pay even 5%? What planet are you from? Planet D.U.MB. 7% is what you pay FOR A LOAN. Instead of being rude, why don’t you read the interest rates Thai banks are actually paying before replying to me again with your fantasy rates. It’s about 2% or less … then go educate yourself on the historical performance of the S&P 500 especially on the past few years. K. Thx. Bye. 👋

@Andrew **********

Which Thai bank is offering 7% interest on deposits?

Buying into S&P 500 index funds via Interactive Brokers is probably your better bet. No bank is going pay interest worth your money.