Arrive with your Non-O, get a TM30 from your landlord/hotel, get a Thai sim registered against your passport, get a certificate of residence from Immigration using your TM30 then use these along with your passport and Non-O to open a bank account. Ideally do this in the first week or 10 days to enable you to transfer the 800k which needs to "season" for 2 months prior to applying for your 12 month extension at Immigration in the province where your latest TM30 is filed.

Try another bank such as Kasikorn

@Amanda ********

You are not talking about a Non-O retirement visa (which is 90 days) but the subsequent 12 month extension of stay which many incorrectly refer to as the retirement visa

The DTV, like some other Visas, can only be applied for from Thai Embassies and Consulates

@Lynnette ******

the planned onward flight to Laos would be good not the return

@Tod ********

Sorry, read it as issues not no issues 555

One other option is to skip 90 day reporting and pay the 2000B fine annually when you get your extension as many do

@David ********

You can be stopped at a road side check not doing anything stupid and even possibly on the way to the airport to leave.

@Datsun *****

You were lucky it happened when you were in Thailand, many are not that lucky hence the panic posts

@David ********

and risk the possible consequences of those last two days to save 900B, bad idea