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Do I need to maintain 800K Baht in my Thai bank account for retirement visa renewal?

Jul 10, 2025
4 days ago
Brett *******
ORIGINAL POSTER
Please advise- Am I required to have $800K baht in Thai bank account for Thai multiple entry retirement visa renewal.

If so how many months prior to renewal should said money be in the account prior to renewal please?

Thanks
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TLDR : Answer Summary
To renew a multiple-entry Thai retirement visa, you are required to have THB 800,000 in a Thai bank account. This amount must be maintained for at least two months prior to your renewal application. It is recommended to keep the funds for three months before applying, as some immigration offices may enforce this stricter timeline. After the renewal, you should retain the full amount for at least three months, after which the minimum balance can drop to THB 400,000 for the remaining year.
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Brett *******
ORIGINAL POSTER
Thanks to all for their input

I believe the below answers my query

Navigating Your Thai Retirement Visa Renewal: Financial Requirements and Timelines

Bangkok, Thailand - For expatriates seeking to renew their multiple-entry Thai retirement visas, a key financial requirement remains in place: a deposit of THB 800,000 in a Thai bank account. This long-standing prerequisite serves as proof of financial stability for retirees wishing to extend their stay in the Kingdom.

A crucial aspect of this requirement is the specified period the funds must be held in the account prior to the visa renewal application. While regulations have seen minor variations over time, the current general consensus and widely reported practice by Thai immigration authorities is that the THB 800,000 must be in the Thai bank account for a minimum of two to three months immediately preceding the date of your renewal application.

It is highly advisable to aim for the longer period of three months to ensure a smooth and successful renewal process, as some immigration offices may enforce this stricter timeline.

In addition to the pre-renewal deposit period, it is also critical to be aware of the post-renewal requirements. After your retirement visa extension is granted, you are generally required to maintain a minimum balance in your Thai bank account for a specific period. Commonly, the full THB 800,000 must be kept in the account for at least three months following the renewal. After this initial three-month period, the minimum required balance often drops to THB 400,000 for the remainder of the one-year visa extension.

Alternative Financial Proof:

For those who may not wish to maintain the full THB 800,000 in a bank account, there are alternative methods to satisfy the financial requirement for a retirement visa renewal:

* Monthly Income: Proof of a consistent monthly income or pension of at least THB 65,000. This is typically verified through an official letter from your embassy or consulate in Thailand.

* Combination of Funds: A combination of a lower bank deposit and monthly income that, when calculated annually, equates to THB 800,000.

Key Recommendations for a Smooth Renewal:

* Consult Your Local Immigration Office: Regulations can be subject to interpretation and may vary slightly between different provincial immigration offices. It is always best to confirm the specific requirements with the immigration office where you will be submitting your renewal application well in advance.

* Maintain Clear Bank Records: Ensure your Thai bank book is updated and that you have a clear and continuous record of the required funds for the specified duration.

* Apply in a Timely Manner: Do not wait until the last minute to begin your renewal process. Starting the process at least a month before your current visa expires is recommended.

By understanding and adhering to these financial prerequisites and timelines, expatriates can ensure a straightforward and successful renewal of their Thai retirement visa, allowing them to continue enjoying their retirement in the Land of Smiles.
Leon ********
Rather leave it there all year round. I have a feeling this will be mandatory soon.
Max *************
Your extending your permission to stay based on retirement. Nothing else.
Lynnette *******
@Max ************
but if he didn't leave the 800k for the time required or let it drop below 400k he's not meeting the agreed conditions of his current extension.
Max *************
@Lynnette ******
I never said anything about not meeting the requirements. I just corrected the terminology.
Lynnette *******
@Max ************
I know. I was speaking of his comment that financials "didn't happen". It was unclear.
Brett *******
ORIGINAL POSTER
@Lynnette ******
A lawyer created my bank account with funds using their money then left $500 baht in account for me.I imagine they used a bank statement to meet the fund level requirement to achieve visa??
John **********
@Brett ******
as you have used a lawyer as an agent to open your bank account and obtain your extension of stay you are going to have to use an agent next year also, you won't be able to do it yourself as you haven't met the terms of your current extension. Also if your bank account is with Bangkok Bank it will quite possibly be at risk of being frozen unless you go in and verify it yourself with passport, thai phone in your name and receipt for the sim
Brett *******
ORIGINAL POSTER
@John *********
Thanks interesting to see how many different variations of this matter there are for example I was advised : Brett South if your next extension is due in May 2026 you need the 800k in a Thai bank account in your name only 2 months before you apply. As well as follow the rules of keeping it at 800k for 3 months after your current extension was inked in and never letting the balance go below 400k.
John **********
@Brett ******
that would be the case if you'd done your current extension yourself by meeting the requirements of it but you didn't. If you were to go for your next extension yourself they will also check that you have met the requirements of your current extension, which you haven't so they will refuse the next extension. So when this extension is running out you only have 2 choices, either keep using the agent or leave the country get a new Non-O and start over. My question about which Bank you got the account opened in is also relevant as I suspect agents can no longer fiddle things via Bangkok Bank
Brett *******
ORIGINAL POSTER
@John *********
thanks John my initial application was completed by my lawyer I dont recall any mention of funds in bank at the time. This in May next year will be my first renewal. Not sure if this helps -Thanks for replies
John **********
@Brett ******
not sure you are understanding. You won't be able to do your extension yourself (its a new extension every time, never a renewal). You will either need to continue using an agent or leave Thailand and start over with a new 90 day Non-O visa
Brett *******
ORIGINAL POSTER
Max *************
@Brett ******
Why do you need a lawyer to open a bank account? It isn't that hard.
Brett *******
ORIGINAL POSTER
@Max ************
I had them arrange the Visa as well. I figure a good way to start off my future relationship especially if I elect to buy condo or get inervertaintly get myself into trouble
Charles ********
Placed in my passport on 26th June 2025.
Wannikea *********
Once you get your 1 year extension inked in, you then request to buy a multiple entry permit, 3800 baht.
Brett *******
ORIGINAL POSTER
@Wannikea ********
thanks I have multiple entry now!
Wannikea *********
@Brett ******
what you have now will be gone with a new extension, MEP are bought separately.
Brett *******
ORIGINAL POSTER
@Wannikea ********
Thamks so are you saying come to renewal time I start all over again??
Wannikea *********
@Brett ******
I think we better start at the top.

Firstly, do you have a non Imm O, or non Imm OA visa? Where did you buy it? Was it 90 days or a year visa? Is this going to be your first extension? There is no "renewal", only extensions.
Brett *******
ORIGINAL POSTER
@Wannikea ********
ok thanks for assistance. It is a Non-Imm visa purchased for a year in Chonburi through a lawyer the visa is multiple entry type, I'm unable to determine if it's n Imm O or Imm OA type. Category states NON-IMM only. My first extension is required by 26th May 2026
Wannikea *********
@Brett ******
if your next extension is due in May 2026 you need the 800k in a Thai bank account in your name only 2 months before you apply. As well as follow the rules of keeping it at 800k for 3 months after your current extension was inked in and never letting the balance go below 400k.
Brett *******
ORIGINAL POSTER
@Wannikea ********
OK Many thanks🙏
Wannikea *********
@Brett ******
it's a likely Non O, since OA is not available to be purchased in Thailand. it was a 90 day visa and then a 1 year extension plus a multiple re-entry permit? Bought in February of this year?
Lynnette *******
So you extended your stay based on retirement but didn't leave the 800k in the bank for 3 months? It dropped below 400k? If so, you have a problem!
Graham ******
Sounds like you are already on a 12 month Extension of Stay and you are looking to apply for a new one using the 800k method. If that is correct then you should have maintained 800k in your account for at least 3 months after your current extension was granted then never falling below 400k until two months before you apply for your new extension you increase it to 800k again.
Brett *******
ORIGINAL POSTER
@Graham *****
OK thanks didn't know this and it didn't happen

What's best option for renewal In June next year?

I'm rather reluctant to store funds in Thai Bank as heard funds have been frozen through immigration/visa problems
Graham ******
@Brett ******
What, you've already withdrawn the 800k on a newly issued Extension of Stay? If so you have failed to meet the requirements for the current extension and must start again next year (technically you are on overstay). Bank accounts might get frozen for people not on a long term Visa but this does not apply to you.
Brett *******
ORIGINAL POSTER
@Graham *****
OK will discuss with lawyer
John **********
I'd ask the immigration office you will use as some now want to see the money in the bank for 3 months for all but the very first extension. Also if you use Bangkok Bank check with your branch regarding their policy for issuing a guarantee letter as they may also have requirements
Matthew *********
@John *********
best advice is for people to switch bank if they have bangkok bank. They have said they may freeze access of fall below tje requirements. Sucks to have bank that wants to play immigration and visa enforcement now.
John **********
@Matthew ********
Nothing to do with immigration or visa status and everything to do with stopping agents abusing the banking system to get under the table visas for paying customers. I'm sure they could have found a better way to do it but that's life
Brett *******
ORIGINAL POSTER
@John *********
ok thanks understand
Pete *******
2 months
Andrew *************
@Pete ******
was two, recently now three
Pete *******
@Andrew ************
nope, still two months before for the extension of stay.
John **********
@Pete ******
depends on the immigration office. Mine wants it in the bank for 3 months for every extension other than the first one.
Nick ************
@John *********
same here, Nakhon Phanom.
Stuart *********
The rule is 2 months prior to application, leave at 800k or above for 3 months after application and can’t go below 400k for the rest of the year.
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