There will be Bangkok Bank branches that don't insist on this useless insurance, I found one in Chaing Mai, also easy to open Kasikorn bank account as I now have both, but Bangkok Bank better for doing retirement visas for some reason 😳🙄🤠
Don't forget it can be a combination of bank savings and monthly income if you have a pension coming to Thailand each month as long as the savings and monthly income exceeds 800.000 baht per annum 🤠