Can the funds for a retirement visa in Thailand be invested, or must they remain in a savings account?

Or just pay agent ....and there's no need to have nothing much in your bank ....play them at there own game .....

400k has to stay in all year

The money must be in a savings account or a fixed deposit account (as long as the only penalty for early withdrawal is loss of interest).

There are two requirements:

1) It must be immediately accessible. There can't be any sort of waiting period to withdraw your money.

2) The principal cannot be at risk for loss.

It's that second requirement that prevents other kinds of investments such as stocks, bonds, mutual funds, ETFs, etc. The principal is usually at risk in those types of investments.

Don't forget it can be a combination of bank savings and monthly income if you have a pension coming to Thailand each month as long as the savings and monthly income exceeds 800.000 baht per annum 🤠

@Banton ********

investment portfolio is not accepted for your visa fund.

The money must be in the account for at least 2 months before and 3 months after the visa starts, so there’s a 6 month window where you could use some but if you did, the balance must be at 800,000 three months before the retirement visa ‘anniversary’.

Best thing to do is just to leave the 800k in there untouched and forget all about it until you leave the country or die.

It must be in an account where you can access the funds “today”. Not in an account where you can’t access the funds for x months.