Start here

@Jared *********

now now children. Behave.

If or when?

@Tom ********

Thanks Tom. I shall most certainly bear this in mind. I'm hanging fire on retiring to Thailand as I have lived and worked in Malaysia for 40 years, and until they get their act together with their MM2H retirement programme, I am here in KL as a tourist. So if that revised scheme doesn't materialise soon, then I shall be retiring to Thailand.

@Brandon ***********

Brilliant! Thanks for the confirmation.

Pulling yer leg sorry!

2925? That’s a long time ahead.

@Lyndon ***********

that sounds perfectly acceptable. What’s the FD rate for the 800k currently?

@Bart *************

Your choice. I also make my choices in life. Never been a fan of insurance. So back to my original question?

@Bart *************

all I’m saying is that premiums for someone your age are far more affordable? We seem to be at cross purposes? I asked a straightforward question. Hoping for a straightforward answer 😉