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Is health insurance required for a retirement visa in Thailand?

retirement visa health insurance NON-O visa NON-OA visa requirements for retirement visa Thai visa regulations

Feb 5, 2024

a year ago

Chris ***********

ORIGINAL POSTER

This page is very interesting and informative thank you. A quick question, which I guess the embassy can answer, But off the record... is health insurance required for a retirement visa? I am 75 and financially able to have private health care if required.

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TLDR : Answer Summary

Health insurance is not a requirement for the Non-O retirement visa applied for within Thailand. However, the Non-OA visa, which can be applied for outside Thailand, does require health insurance. Discussions indicate some confusion regarding these different visa types and their specific requirements.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
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Lyndon ************

The non-oa retirement visa you can apply for outside of Thailand has a requirement for insurance.

The non-o retirement applied for inside Thailand doesn't require insurance, but requires you to bank 800k in a Thai bank

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Chris ***********

ORIGINAL POSTER

@Lyndon ***********

that sounds perfectly acceptable. What’s the FD rate for the 800k currently?

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Brandon ************

@Chris **********

under 1%

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Brandon ************

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Peter *********

Only for OA visa

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Steve **********

I honestly couldn’t tell you why they are different and what qualifications are different for the two. But I do know this: Non OA requires insurance. Non O does not.

I have the Non O and have never had to show any proof of my insurance.

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Kyle ********

@Steve *********

correct. I have an OA which can only be applied for outside of Thailand. I am required to have insurance, but I do not need to keep 800k THB in a Thai bank account (although I did have to show that I have the equivalent in my bank account at home)

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Rob **********

you will definitely need to show the financial requirement of 800,000 baht in your own bank account, if you extend the OA visa inside of Thailand.

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Kyle ********

It works well for me as I'll spend 12 months in Thailand and then go home. Then I will officially retire and return in a few more years!

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Kyle ********

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Heather *******

That’s very interesting. I haven’t heard of that in all the years I’ve been coming and going to Thailand

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Heather *******

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Paul *******

Not required for all visa types.

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Bart **************

not correct

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Chris ***********

ORIGINAL POSTER

@Bart *************

then? you are probably young enough to go for insurance. I am not.

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Bart **************

@Chris **********

by the way I don't think age matters here. You could also make the reverse case: young people may as well live without insurance. Older people less so. That would make more sense to me.

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Chris ***********

ORIGINAL POSTER

@Bart *************

all I’m saying is that premiums for someone your age are far more affordable? We seem to be at cross purposes? I asked a straightforward question. Hoping for a straightforward answer 😉

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Bart **************

@Chris **********

sure, but so are my hospital bills. Myself I wouldn't want to live without insurance if I were 75. I do have insurance now too, but wouldn't be too concerned if I had to bridge a few months or so without.

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Chris ***********

ORIGINAL POSTER

@Bart *************

Your choice. I also make my choices in life. Never been a fan of insurance. So back to my original question?

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Bart **************

@Chris **********

I think I misinterpreted his sentence. I read <not required> for all visa types. But he could have meant: not for all visa types required.

That would be correct. There are two retirement visas, and one requires it, and one doesn't.

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Bart **************

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Chris ***********

ORIGINAL POSTER

thanks

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Chris ***********

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Thai Visa Advice and Everything Else

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The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

Thai Visa Advice and Everything Else

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