This page is very interesting and informative thank you. A quick question, which I guess the embassy can answer, But off the record... is health insurance required for a retirement visa? I am 75 and financially able to have private health care if required.
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TLDR : Answer Summary
Health insurance is not a requirement for the Non-O retirement visa applied for within Thailand. However, the Non-OA visa, which can be applied for outside Thailand, does require health insurance. Discussions indicate some confusion regarding these different visa types and their specific requirements.
NON-O RETIREMENT VISA RESOURCES / SERVICES
Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
I honestly couldn’t tell you why they are different and what qualifications are different for the two. But I do know this: Non OA requires insurance. Non O does not.
I have the Non O and have never had to show any proof of my insurance.
correct. I have an OA which can only be applied for outside of Thailand. I am required to have insurance, but I do not need to keep 800k THB in a Thai bank account (although I did have to show that I have the equivalent in my bank account at home)
by the way I don't think age matters here. You could also make the reverse case: young people may as well live without insurance. Older people less so. That would make more sense to me.
all I’m saying is that premiums for someone your age are far more affordable? We seem to be at cross purposes? I asked a straightforward question. Hoping for a straightforward answer 😉
sure, but so are my hospital bills. Myself I wouldn't want to live without insurance if I were 75. I do have insurance now too, but wouldn't be too concerned if I had to bridge a few months or so without.
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