I pay about 1.5% on small transfers with Wise-USD to THB. Wise advertising 1%. Not sure nationality of OP. %20Wise%20works%3A,the%20fee%20is%20just%201%25.

@Raymond *****************

I understand, but the international locations cannot transfer between countries. Bangkok bank in new York, Citibank in Thailand (had a few advantages for Americans but is being sold to a thai bank). Some banks have multi-currency accounts (Krungsri Boarding Card), but there will be a cost to get your currency into Baht.

@Thomas ************************

Bangkok Bank and 2 others can exceed the limit. I just got a notice from krungsri that i need to come have them identify my face in order to transfer over 50.k, not sure if this is for wise

@Raymond *****************

they are not a retail bank, you cannot do it

Many thai refuse those without work permits. You have to keep trying. Also, to get a residency certificate from many immigration offices, you have to have done at least 1 90-day report. I understand that the US Embassy, if you are American, will stop issuing residency certificates June 1.

@Mauro *******************

very few people who are long term here ate permanent residency, thats hard to get. And many of us are retired or not working but still need bank accounts.

@Paul ******

never seen that record low, or maybe i slept through it. Miami has many mornings in 50sF, some 40s, had frost on my windshield once. Bangkok much warmer

@David *********

true

Ive lived in bangkok for 5 years and before that lived in Fort Lauderdale (near Miami) for 18 years. I’ll answer the climate question. Both have “winter,” hot, and rainy seasons. Bangkok Hot season hotter, but not that humid. Hot: Bangkok Temps low 80s night/hi 90s to 100 in afternoon; Miami 70s at night, about 90 in afternoon. Rainy: similar rain in both, warm temps but less than hot season. Street flooding more in Bangkok but can happen in florida, especially miami beach. Winter: coldest days in miami low in 40s hi low 60s; Bangkok low about 68, hi low 80s. Pollution and traffic much worse in Bangkok.

People get ed visas so they can stay in Thailand for awhile, but nor vice versa. Taking classes is fine, I’m enrolled at Rak Thai now.