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What is the experience of transferring funds to Thailand for long-term stay purposes and how does it relate to immigration requirements?

Thailand Immigration Bank Transfers Visa Extensions Long-term Stay Non-O Visa Bangkok Bank Wise Retirement Visa Financial Transactions Expats in Thailand

Aug 2, 2025

20 hours ago

Roberto *********

ORIGINAL POSTER

Reporting latest experience. Yesterday transferred the monthly 65000 baht from my Australian bank account via Wise (Funds for longstay in Thailand) to my Bangkok Bank account. Transfer initiated at 9:40am, funds arrived in Bangkok Bank account sometime between 12:30 and 12:50pm correctly noted on the account as an international transfer, for immigration purposes. Transferred funds for rent and internet at around 1:30pm. Used QR Promptpay scan four times between 4:00pm and 8:00pm.

At 2:30pm ordered 12-month statement from bank app (for immigration purposes this coming week), which arrived via email at 4:30pm.

I'm on non-O retirement extension, BB customer for eight years. 

Absolutely no problems, account not frozen or suspended.

Bangkok Bank and Wise not quite the ogres which some are suggesting!

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TLDR : Answer Summary

A user reported a seamless experience transferring 65,000 baht from their Australian bank account to Bangkok Bank via Wise, noting the funds arrived within hours, which was crucial for their long-term stay in Thailand under a non-O retirement visa. The community shared various experiences, affirming the reliability of Wise for fund transfers, suggested checking the thoroughness of bank statements for immigration purposes, and discussed the varying requirements across different immigration offices.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
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Luke ********

Crypto to bank account arrives in seconds :) best way to get money from abroad into a thai bank account

7 hours ago

John **********

Curious...do you have to transfer the same day every month for immigration to accept or can it be any day during a particular month for proof of funds on annual renewal?..thanks

8 hours ago

Simon *********

When I used to transfer to Krungthai, it was almost always instant. But Krungthai no longer allow me to transfer mor than 50,000 per transfer, out and transfers in aren't listed as International, so switched my monthly transfers to BBK

My monthly transfers to Bangkok Bank usually clear at 2pm, but can take a few days if there's a bank holiday... The longest delay was 4 days, so had to adjust my pocket money transfers by 5 days.... Been no problems so far.

Bangkok bank lists all international transfers as International, regardless of the reason selected in Wise app and transfers out are not limited to 50,000 baht

15 hours ago

Travis *******

We transfer about B150k/mo through wise and we don't have any major issues. Have a few day delay on larger payments but that is to be expected.

BB is on my list for Thai account to get setup next week. I haven't really seen people who have legitimate accounts have much issue.

16 hours ago

Sue **********

Don‘t you have to to show besides the statement an original stamped and signed Letter from Bank as well plus a copy of the updated bankbook incl. a transaction made the day of appliction for Eos?

Our immigration does not accept 12 month statement from mail or app.

18 hours ago

Roberto *********

ORIGINAL POSTER

@Sue *********

Updated bankbook yes. I do that at CW in the basement as soon as I get there. I do get a letter confirming the account, but they haven't requested it for about the last five years. I still err on the side of safety and get one anyway. CW never used to accept the monthly statements from the app, but since they brought in the 12-month statement facility it's been fine

15 hours ago

Max *************

@Sue *********

If using monthly deposits,you won't need a bank letter,just a 12 months bank statement. And, you're correct,several immigration offices don't accept a print-out from a bank app.

17 hours ago

Reply to

Max *************

Martyn ***********

People need to remember that 99.99% of people only post when there's a problem, this gives a false impression.. There's 1000's a day that go smoothly and never have problems, but they aren't going to post that...

19 hours ago

Roberto *********

ORIGINAL POSTER

Martyn Rollinson That's true. Human nature is to complain rather than commend. In the 16 years I've been here on retirement visa/extensions I've never had a single problem. I use CW office, and have never once had to return. The last

***

years I've used the appointment booking system, so I'm in and out in an hour. Many people actually create their own problems

16 hours ago

Jo **********

@Martyn **********

this is very true and important. Also with immigration problems. People post when something is wrong then everyone thinks they will have problems

16 hours ago

Reply to

Jo **********

Chan *******

I never trust wise transaction time.

But my experience don’t do transactions during Saturday and Sunday! I tried few times to do transactions during sat or sun, money arrive tue or wed. 😤

19 hours ago

John **********

Check that the statement from the app goes back as far as your last extension. I've had immigration refuse it in the past because it fell a few days short

19 hours ago

Roberto *********

ORIGINAL POSTER

@John *********

It covers the 12 x monthly transfers I've made since the last extension

16 hours ago

Max *************

@John *********

Yeah, you're correct. If it just goes back exactly 12 months, you will fall short.

17 hours ago

Roberto *********

ORIGINAL POSTER

@Max ************

I make one transfer per month. The requirement is to show 12 monthly transfers prior to the application for the extension.

16 hours ago

Max *************

@Roberto ********

I know the requirements.Which immigration office do you belong to?

16 hours ago

Roberto *********

ORIGINAL POSTER

@Max ************

16 hours ago

Max *************

@Roberto ********

I remember a few years back when print-outs from bank apps weren't accepted at CW. That office doesn't make changes in requirements very often.

15 hours ago

Roberto *********

ORIGINAL POSTER

@Max ************

Correct. That was the old monthly statement facility. Since Bangkok Bank app introduced the 12-month statement (possibly to cater for this exact situation) it's been fine. I remember years ago they insisted each page of the statement was actually rubber-stamped! Times have changed and they are now a little more "streamlined"

15 hours ago

Max *************

@Roberto ********

There are still several offices where print-outs aren't accepted. It will probably take a while until it's accepted everywhere, if that even happens.There are offices out in the sticks that never ever makes it easier for expats.

14 hours ago

Roberto *********

ORIGINAL POSTER

@Max ************

They're really not much different to those which I used to get from the branch.

Max *************

It makes sense.

Peter ***********

I do read of some pretty way-out stories from some provincial immigration offices. Why do they try so hard to make life difficult for expats?

14 hours ago

Max *************

@Peter ********

That's a good question. If CW accepts print-outs from for example Bangkok Banks bank app,make it officially ok in every immigration office.But, then other banks print-outs must look the same. I haven't compared Bangkok Banks and KBanks print-outs. I'm way to lazy. 😎

14 hours ago

Reply to

Max *************

John **********

@Max ************

with Bangkok Bank you get the current month and the previous 11 months. So if you ask on the 1st of August it will go back to the 1st of September last year, hence my warning

16 hours ago

Max *************

@John *********

Yes, you're correct, I know.

16 hours ago

Reply to

Max *************

Richard ********

Never had a real issue, except during vivid the long term funds dropdown used but came as a local transfer on my account so I contacted wise and they tagged my account to send as that only, no matter the drop down selected and now you are not even asked to select it anyway.

19 hours ago

Julian *******

I have had no issues with bb or wise in five years now. My only issue is the artificially high baht

19 hours ago

Antal ********

I transferred recently yesterday 20k Baht to a KBank account from Wise THB account. It was about 5 seconds. The fee was 113 Baht. I change money on Wise to THB and I transfer THB and it is always almost instant.

19 hours ago

Roberto *********

ORIGINAL POSTER

@Antal *******

This relates to having the transfer noted as an international transfer, which is required for immigration. These usually take a little longer due to the fact that they are "intercepted" by Wise to ensure they are duly noted. I'll amend my original post to reflect this, otherwise we're going to be inundated with people saying it should only take seconds

19 hours ago

Reply to

Roberto *********

B **************

No jo jo K mo

20 hours ago

Michael *******

Used Wise for 7 years alongside SCB always been reliable, never more than a few hours for monthly transfer in many cases minutes……..

20 hours ago

Mark ********

@Michael ******

The only problem with SCB is they don't label the transfers as coming from overseas, which is why most 65k transferers will use Bangkok Bank or Kasikorn

15 hours ago

Michael *******

@Mark *******

not in my experience

8 hours ago

Reply to

Michael *******

Gerg **********

@Michael ******

I used to have good luck with wise, but it started taking up to a week to get my money, so I switched to Remitly, and it’s almost instantaneous now.

20 hours ago

Michael *******

Odd that, should be the press of a button - a number of my social circle all use WISE from UK never any issues - major banks hate wise of course so maybe they try to stymie them in certain locations …..different strokes for different folks…..

19 hours ago

Reply to

Michael *******

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What is the best way to transfer THB 800,000 to a Thai bank account for a retirement visa?

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