@Paul ********
I can tell you that its not easier at Kasikorn, they want exact the same docs all together. if you only miss one of them no account. We had almost everything, a 1 year rental contract, CoR, DL we even had a Thai health insurance policy contract, only thing we didn‘t have was a longterm visa because we entered with the 30 day visa exemption, and they didn‘t accept it. So no account. We tried several branches