Using Wise and Bangkok Bank, what is the proper reason for transfer to select if you plan to use the monthly 65k method for retirement extension?

My smart friends, question:

US bank account, Does it make better financial sense to withdraw 30,000 baht from local ATM and then deposit it into Bangkok Bank with out of province fees and local bank exchange rates...

OR use Wise and transfer?

No matter how rich, we all try to safe money where we can. I don’t want to pay hundreds of dollars for fees and lost conversion rates. So I applied for the 5 years TEV 3 weeks ago. Ever since I try to get a bank account to make the 600.000 THB payment for the membership.

The plan is to slowly transfer the money from Wise to the Thai Bank account. Slowly, because I see many people get their account frozen by wise if they transfer too much money at once. I know some get away with it. But I use wise daily and do not want to risk getting my account frozen and then wait weeks to get it unfrozen. Because I read Wise customer service is slow and terrible.

But so far I got rejected from every bank I tried in bangkok. I even tried the bangkok bank in opposite of Thai Elite in Silom. They have no interest to help me. I don’t know some people are stupid or it’s a communication issue, but they asked me to take out the 600.000 THB from the ATM in cash and then put it on the bank account. That way they can help me they said. lol.

Any other bank recommendations where somebody had luck with a tourist visa?

Just an Australian expat question, the Centrelink will pay my pension directly into my Bangkok bank account, do they(Centrelink) get good exchange rates or should I just transfer it myself through a private transfer system, Cheers for any answers.

UPDATE : Guys thank you so much for your precious help ! Opened the bank account today and it (literally !) took 3 minutes to receive the funds from abroad (via WISE). Don’t know what kind of extension was given but got a 15 days stamp that needs to be restamped for a 45 day stay. Don’t think it is the covid extension as the consent form was missing and the immigration told us to request it from the embassy which was unsuccessful. Just realized afterwards you can find it on [members only] but the immigration office was not aware of that AT ALL 😂 thank you all again !