@David ******

why would they freeze the account if it was opened in your name and under your phone and passport.

If you can get an account through an agent at a branch close to you, is just go for it. Cost will depreciate over the life of your visa.

Non-o based on being over 50.

LA embassy wanted to see 3 months of either a balance of over ß800k or deposits rising ß65k each month.

Just remember that you have to go in person to Thai banks to make even there smallest request. So using a branch local to you can be important.

Go to the bank prepared. Have copies of all needed documents neatly in a folder. Residence certificate, passport pages, 1yr lease agreement, etc. Dress somewhat professionally and be respectful. Your goal is to make THEIR job as easy as possible.

Cost of living difference is about 30-50% depending on lifestyle and activities. If you play golf it's about 120% for comparable quality. Healthcare is about 30%. Health insurance is about 70% but quality and payout vary widely. Many choose to self insure.

@Max ************

the will prevents a long probate period upon your death. Even if a beneficiary is listed with the bank, the account will be frozen until probate completes. A will in the hands of a lawyer will ease that process.

@Dianne *********

I think you applied for oa, not o.

@Dianne *********

non-o has many sub-types. Over 50 based on retirement is one, marriage is another. It's is a 90 day visa for you to fulfill the financial requirements for a 1yr extension. The non-oa is a 1yr multi entry retirement visa that can get you almost 2yrs. It requires a medical certificate, criminal background check and medical insurance.

It sounds like you applied for the OA not the O.