ask
Search
Ask
Answered10 months ago

Is the notation "upload direct deposit / credit FEDI B2B" on Bangkok Bank statements acceptable for Non-O visa extensions?

Roy ***********
asked Dec 19, 2025
790
views
4
replies
1
likes
My U.S. Social Security is direct deposited to my Bangkok bank savings account, with this notation....

"upload direct deposit / credit FEDI B2B"

AI indictates that is acceptable to Thailand Immigration. Yes, I know AI cannot be100% trusted, but it also gives many source references I can use to check further. My question to this group: is anyone else using U.S. Social Security direct deposits to a Bangkok Bank account which has a deposit coding acceptable to Immigration for Non-O extensions? I would like to use this for my next extension after having 12 consistent deposits like this.

More info from AI:

"Upload direct deposit / credit FEDI B2B" on your Bangkok Bank statement indicates an electronic funds transfer from your US Social Security, received via Thailand's banking network.

FEDI stands for Financial Electronic Data Interchange, Thailand's system for secure business-to-business (B2B) electronic payments and credits between banks. The "upload direct deposit / credit" part describes the incoming ACH-style transfer, where funds are "uploaded" or credited directly into your account without a check.

US Social Security payments to Thai banks like Bangkok Bank use international direct deposit, converted to THB automatically, often labeled this way due to FEDI processing. This is standard for expats and confirms a legitimate, fee-free deposit from the SSA via the US Treasury.

Bangkok Bank categorizes foreign electronic credits as FEDI B2B to distinguish them from domestic transfers or cash deposits, aiding in transaction tracking and compliance.

The "upload direct deposit / credit FEDI B2B" notation on Bangkok Bank statements is widely accepted by Thai immigration as proof of an international income source for retirement visas like the O-A or O-X.

Expats confirm FEDI B2B entries from US Social Security satisfy this, as they denote electronic foreign transfers via Thailand's interbank system, distinguishing them from local income.

Forums and US Embassy guidance note that Bangkok Bank statements with FEDI notations routinely pass 90-day reporting and visa extensions, often supplemented by an SSA award letter if requested. No reports indicate rejection due to this format; it's standard for SSA direct deposits to Thai banks.
Answer summary
The notation "upload direct deposit / credit FEDI B2B" on Bangkok Bank statements refers to U.S. Social Security payments processed electronically. This format is generally accepted by Thai Immigration as proof of income for Non-O visa extensions. Expats have confirmed that similar statements are sufficient for visa applications, and it may help to also provide the SSA award letter if necessary. Community members suggest verifying the statement in Thai and obtaining credit receipts from the bank for added clarity.
4 repliesnewest first
5

Click comment and we will ask for your email, then OTP, then name.

Siriwan *****
Siriwan *****
I just helped my ex obtained his non O Retirement Visa, using 12 months statement from Bangkok and 12 months email from Bangkok that he received every month stating that the money's coming into the account was his pension from Social security office, along with his bankbook, copy of his passport, 1 picture, 1900 baht fee and filled out the form. That's it.
Wannikea *********
Wannikea *********
Update your Thai bank book at an ATM, the relevant deposit code will be reflected beside the deposit
Tony **********
Tony **********
Just get credit receipts for the foreign deposits from your bank. That will provide immigration the detail they crave. In Hu Hin. Credit receipts are required.
Brandon ************
Brandon ************
Try checking your statement in Thai language and see what it says there. Sometimes that is more clear.

Activity

5 joined
Roy ***********
Roy ***********
Roy ***********
Roy ***********
Roy ***********
5
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
Can I apply for a 12-month extension of my Non-O visa in Thailand by myself?
7053159d
What are my options for applying for a Non-O visa from the Netherlands under 50, especially as a dependent of a Thai resident?
4.2k81182mo
What experiences do people have with canceling a DTV visa at the Los Angeles Embassy?
2.6k19353mo
What documents are required to extend a Non-O visa stay in Thailand, and how can one avoid overstaying?
9.4k411968mo
What are the requirements and process for obtaining a 12 Month Extension of Stay on a Non-O Retirement Visa in Thailand?
14.2k11018310mo
What is the experience of transferring funds to Thailand for long-term stay purposes and how does it relate to immigration requirements?
6.3k43891y
What do I need to know about applying for a non-O retirement visa in Thailand while using a Bangkok Bank account?
6.2k61411y
Can I apply for a visa extension while traveling in Thailand and then return to the UK before re-entering Thailand later?
3.7k26461y
What are the challenges and recommendations for opening a bank account in Thailand on a Non-O visa?
12.6k431671y
Can I get a retirement visa for Thailand without health insurance?
6.8k51841y
Will I encounter issues applying for a DTV while my non-O spouse extension is still valid for one more day?
513142y
What should I do if Bangkok Bank requests a passport certification letter from the US Embassy to open my account with a Non-O visa?
16.5k1261942y
What is the easiest way for expats to open a bank account in Thailand?
33.2k2614063y
What is the process for obtaining a Non-O visa based on marriage in Savannakhet?
2.5k14353y
Can a hotel provide documentation for a retirement visa in Thailand?
3.8k36203y
What are the visa processes after immediate resignation from a job in Thailand, and how can I convert my visa to a tourist visa?
2.1k15123y
Is Wise acceptable for transferring funds for the 65k monthly income method on a Non O visa in Thailand?
2.7k16283y
What is the time frame for extending a Non-O visa as a newcomer to Thailand if married to a Thai citizen?
2k9304y
What options do I have to extend my stay in Thailand after forgetting to transfer the required funds for my marriage extension?
2.2k11324y
What are the current rules and options for extending a non-visa entry stamp and obtaining a Non-O visa in Thailand?
2.2k19114y
What are the current requirements for Non-O visa renewal in Thailand, particularly regarding bank verification?
1.1k915y
What are the requirements for applying for an in-country Non-O visa in Bangkok for expats over 50?
1.6k8195y
What do I need to open a bank account in Thailand while on a Tourist Visa?
6k50546y
Can I apply for a 90-day Non-O visa in Hanoi, Vietnam, as an American over 50?
2.7k25148y
What financial documents are required for a Non-O visa application in Thailand, especially regarding notarized certificates?
2.4k21128y

Resources

Need help with your retirement visa?