This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

Is the notation "upload direct deposit / credit FEDI B2B" on Bangkok Bank statements acceptable for Non-O visa extensions?

Dec 19, 2025
18 hours ago
Roy ***********
ORIGINAL POSTER
My U.S. Social Security is direct deposited to my Bangkok bank savings account, with this notation....

"upload direct deposit / credit FEDI B2B"

AI indictates that is acceptable to Thailand Immigration. Yes, I know AI cannot be100% trusted, but it also gives many source references I can use to check further. My question to this group: is anyone else using U.S. Social Security direct deposits to a Bangkok Bank account which has a deposit coding acceptable to Immigration for Non-O extensions? I would like to use this for my next extension after having 12 consistent deposits like this.

More info from AI:

"Upload direct deposit / credit FEDI B2B" on your Bangkok Bank statement indicates an electronic funds transfer from your US Social Security, received via Thailand's banking network.

FEDI stands for Financial Electronic Data Interchange, Thailand's system for secure business-to-business (B2B) electronic payments and credits between banks. The "upload direct deposit / credit" part describes the incoming ACH-style transfer, where funds are "uploaded" or credited directly into your account without a check.

US Social Security payments to Thai banks like Bangkok Bank use international direct deposit, converted to THB automatically, often labeled this way due to FEDI processing. This is standard for expats and confirms a legitimate, fee-free deposit from the SSA via the US Treasury.

Bangkok Bank categorizes foreign electronic credits as FEDI B2B to distinguish them from domestic transfers or cash deposits, aiding in transaction tracking and compliance.

The "upload direct deposit / credit FEDI B2B" notation on Bangkok Bank statements is widely accepted by Thai immigration as proof of an international income source for retirement visas like the O-A or O-X.

Expats confirm FEDI B2B entries from US Social Security satisfy this, as they denote electronic foreign transfers via Thailand's interbank system, distinguishing them from local income.

Forums and US Embassy guidance note that Bangkok Bank statements with FEDI notations routinely pass 90-day reporting and visa extensions, often supplemented by an SSA award letter if requested. No reports indicate rejection due to this format; it's standard for SSA direct deposits to Thai banks.
334
views
4
replies
0
images
5
users
TLDR : Answer Summary
The notation "upload direct deposit / credit FEDI B2B" on Bangkok Bank statements refers to U.S. Social Security payments processed electronically. This format is generally accepted by Thai Immigration as proof of income for Non-O visa extensions. Expats have confirmed that similar statements are sufficient for visa applications, and it may help to also provide the SSA award letter if necessary. Community members suggest verifying the statement in Thai and obtaining credit receipts from the bank for added clarity.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Siriwan *****
I just helped my ex obtained his non O Retirement Visa, using 12 months statement from Bangkok and 12 months email from Bangkok that he received every month stating that the money's coming into the account was his pension from Social security office, along with his bankbook, copy of his passport, 1 picture, 1900 baht fee and filled out the form. That's it.
Wannikea *********
Update your Thai bank book at an ATM, the relevant deposit code will be reflected beside the deposit
Tony **********
Just get credit receipts for the foreign deposits from your bank. That will provide immigration the detail they crave. In Hu Hin. Credit receipts are required.
Brandon ************
Try checking your statement in Thai language and see what it says there. Sometimes that is more clear.
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else