@Andy *********
you're a fool if you don't think 23k usd is a lot of money to be just sitting in a dead account to satisfy visa requirements. You know the amount of money a good investor can turn that into? It's not that I can't afford it, rather than I'm much smarter with my money. And to answer your question, yes i can easily afford it, but I don't just let 20k sit around. My money is constantly working. I pull out the amount of money I need to live on at beginning of each month, and the rest goes to work, making me more money.