You have to accept the international fee, which Scwab refunds you. The next question will ask if you want to accept the conversion rate. Hit the NO button to proceed. The bank then gives you your money and the conversion rate is somewhere between the Thai’s aweful rate offered and the Visa rate reported by XE. I’ve found the difference to be consistently $11-12. On 20,000 baht or $600.00
Mitzi Dobbs oh dear! Ok, I will tell you what my friend told me about 13 years ago. Come and visit, travel around for several months to see if you like the climate and people and find a place you gel with. It’s not for everyone. Right now the heat is really insane and that will stick around for roughly another month or two. Then it starts raining most every day for the next 4-5 months. I used to live in Seattle where it rains for 4-6 months a year and after living in Bangkok for over a decade I can testify that BKK has just as many gray days, only without the cold or snow. But I wish you great fortune and just keep reminding yourself to remain patient , don’t demand anything you might expect back in the States, never raise your voice or get angry with the locals, and never cause someone to lose face, because the effect and reaction can be bad. And if you are expecting a country with no racism, you may be disappointed a bit. Great luck!
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