@Jamie *****
What the picture is showing is the value of bhat that your Thai bank account would receive, so yes need Thai bank account to fulfil extension requirement where the money lands - WU is just the intermediary connected to your home country bank in this instance. Although it can xfer through a number of other methods. Some of the apps work different. In most cases the charges and rate I’ve found are better than a direct home bank to Thai bank xfer. I’m merely using them as a money services provider rather than a bank, for completely different purposes some are also regarded as banks but not in regard to fulfilling the
*****
requirement - need the money Thai bank account for that.