Participante anónimo 711 one thing has nothing to do with the other. Yes, it's a tourist visa. But even visaless tourists could always have and use bank accounts in Thailand without restrictions until some 2 years ago. They changed the rules recently and now it isn't possible anymore, but it has nothing to do with it being a tourist visa or not.
For the application, it wouldn't be a hurdle. It won't play against nor for you. However, once you come to Thailand on a DTV, the bank might sooner than later close that account, IF/WHEN they find out you're now on a DTV.
It seems you don't get it? But I'm talking from my own experience. People with visas that allow them to live in the country can normally enter as long as the passport is still valid and get a new passport inside the country. It's like that like for all countries. That's the distinction between visitors and non visitors.
all of that is normally for visaless tourists. If you have a visa, normally you can enter if your passport is still valid and make a new passport inside Thailand.