@Billy *********

over a period of time the interest will, but if you deposit exactly 800k, after a monthly charge (I forget how much it is, but even 20 baht) would drop him below the 800k required and then he's starting the visa process again.

@Ken *******

I have 2 accounts as Paul suggested and to answer your question yes you do have some bank charges, so always keep an additional 1 or 2 thousand in the account, so that it never drops below 800k.

@Sacha ************

I opened my account in Hua Hin, then a year later moved to Sriracha and the Bangkok bank there issued the statement and letter within about 10 minutes for me, so it's definitely possible. I have heard anecdotally that not all banks are as cooperative (I don't know if this is true).

@Peter *******

You can avoid the fees by using the cardless withdrawal option on the banking app instead of using the bank card (I never use my bank card).

@Jan *****************

I agree, but you can avoid the fees by using the cardless withdrawal option on the banking app instead of using the bank card (I never use my bank card).

@Joe *******

excellent advice👌

@Ross ******

you get the non o visa from the Thai Embassy in your own country using your currentbank statements. Then travel to Thailand, the non o gives you 3 months, so you can open a bank account in Thailand and deposit the 800,000 baht ready for you 12 month extension.

@Martin ******

no, you can use your UK bank statements to prove you have sufficient funds to apply for the non O in the UK. Then when you enter Thailand with the non O visa you are able to open a bank account because you have a long term visa already. That's why I said it's the easy way to do it. If you open a bank account as soon as you arrive and deposit the 800,000 baht, it's then easy to apply for the 12 month extension of stay, once the money has been in your Thai account for 2 months.

There's an easy way and a difficult way...

Easy - get a non-O retirement visa online from the Thai Embassy before coming to Thailand.

Difficult - Travel to Thailand without the non-O and hope a visa agent can sort it for you.

It used to be quite easy to come to Thailand without a visa and apply inside Thailand, but the banks will not open a bank account for you now, so it makes it very difficult.

@Ismael **************

retirement visa is much easier. Many people that are married to Thai women (like me) get the retirement visa to avoid the difficulties. Go to your local immigration office to get their list of requirements as every office has different requirements. If it's the 800,000 baht that's making you choose the spouse visa, you can switch to the monthly 65,000 baht method at the second extension and withdraw the 800,000.