you may well see them as the same as cash., and they may well be the same as cash. However, what matters in the visa process is what the embassy requirements are for evidence of funds.
My point was, as a person who has successfully applied for, and helped others app,y for visas from the Thai embassy in London and the uk embassy in Thailand on many occasions, often what we regard as sufficient evidence isn’t seen that way by the people processing the application.
So you can be as adamant as you wish about the nature of your financial evidence but if it doesn’t meet their criteria, they will refuse your application on those grounds.
Rather than look for another category to apply under, maybe you can analyse why your application failed. Perhaps some of the evidence was not acceptable. Your financial evidence, your company evidence.
Because if you apply again under a different category and the thing that was wrong is still wrong, you’ll get rejected again.
If this visit is a ‘stand alone’ visit, ie you haven’t been doing back to back visa exempt, in and outs, you should be ok flying in and out to somewhere like KL same day or one nighting in KL but I’d have a flight back to my home country within the 60 days you’ll be expecting in my back pocket in case you’re questioned by immigration when you come back.
If you have been in and out back to back a couple of times, or a few times, definitely use a visa service for a land border bounce.