well many has no problems which you seem to know nothing about. So good for some - that only read about the problems experienced by a number of people - to know that others do not have any problems. That was the purpose of my answer to your negative remarks - stealing your money. Call that a fact if you choose - but you calling it a fact doesn't make it a fact.
totally nonsense - and you don't represent everybody. I was commenting on your very negative post about Thai banks so I am absolutely entitled to express my experience.
there is no such thing as a visa exempt application! You get 60 days visa free if you are from one of the 90+ countries that can do that. You can even extent your permission to stay for an additional 30 days. You just need your passport a plane ticket and a toothbrush and you are good to go.