For us, we paid them so they took care of all the paperwork/ bureaucracy/ waiting, only you can put a value on that and yes, if we decide to convert our UK driving license to a Thai license, we will use Mots to obtain it
depends on what visa you decide to use, in our case, medical insurance is not a requirement but that does not mean you shouldnโt have it, again it is down to the individual person and their circumstances
Something unexpected happened that required medical attention. What if you tripped and broke an ankle, were struck whilst crossing the road being 2 examples
Can you comfortably self fund in the event of a medical emergency, what are your visa requirements, all need to be taken into consideration
And define your word โNeedโ
Can you visit without medical insurance, Yes you potentially can but should you?