How can elderly expats in Thailand safeguard against health-related visa issues as they age?

@Linz ***********

I think the point being made is not that. You are covered all year in one place but can go to others for certain periods of time. Even a Thai international policy will cover you for time outside of Thailand. But Facebook is no place to discuss this. It is just too difficult and needs specific policy research. Sometimes you will be covered for a lesser number of days in USA than elsewhere, sometimes USA not at all, sometimes it's a list of places whereby you have no cover, USA included but maybe, say, Japan as well. Or again a reduced number of days cover. Region categories need to be considered for your prime cover Thailand is normally Region 2. Throughout researching the complexity your primary thought after Thailand is what coverage you have in UK since you seem to envisage visiting there. In fact William Russell a UK international health risk insurer are very good but likely not affordable. Take a look at their policies to see the shape of top-end policies to start to be able to make comparisons then it's research, research, research down to the deepest detail - and it is your research. Don't trust what a self-interested broker says and certainly don't trust what Bill says over the garden fence. One to look out for in Thailand is coverage only for using State hospitals not private ones at all - obviously that brings prices down massively, as do limitations on which private hospitals and/or the amounts covered under each category from bed costs to the medical aspects.

@Paul *******

no one can know that. It's a leveraged investment that whilst magnifying gains also magnifies losses. Retirement is a stage of life where you want to reduce risk. We also have no idea of the level of equity they have or lifestyle they want to say what is or isn't the best investment choice for them.

@Alistair *********

Think about it

Income, UK Address, Easy to Fly back for. Medical, Pension up 2•5 ?? Every year

@Paul *******

depends how long away for. Some have found they cant use nhs if away a few years.

@Linz ***********

Pauls points are be very valid, and many times in your future here in Thailand you will come unstuck by these, and maybe you'll remember being told, and then understand the link. But why not rent out your home ? What personal reasons ? I have a friend who not rents out his ski chalet in France, or villa in Ibiza, but it's because he's super rich and doesnt want idiots shitting in his toilet. You have concerns of a financial nature, and you have a solution, but by you wont say why you can't accept the simple solution infront of you. You have to be 100% honest and open if you want to get back 100% honest and open.

@Alistair *********

thank you. It's for my father. I would just feel better if it was set up instead of then worrying about a daily care person coming in.

@Monica **********

maybe make a post asking here or in a Chiang Mai group for recommendations. Some I've seen do seem quite good, but I've got no personal experience so there's far better people out there to advise.

@Alistair *********

Thank you for your reply 🙏

@Linz ***********

Yes understandably so. My question was directed at another person regarding their 20k quote for caregivers.

I agree it’s wise to be prepared for the future. We will all reach a point when we’ll need assistance for health care needs.

I was working in health care for 25 years and know what should be done to prepare for the inevitable future.

@Alistair *********

omg 😱 you say the truth!!! Haha

@Alistair *********

that’s not reassuring

@Brandon ***********

that’s what he was asking