What makes you think, by over staying, you just pay the fine and no biggie??
It's huge, it's like a big dent on one's credit report, it shows, not trustworthy, which upon return next time, the second they swipe his passport, they see he's being flagged for violating the overstay rule, which is illegal ....
And you think, ah just pay the fine, no biggie 😂
Ur both smoking really strong stuff, if you think it's it a big deal 👍
By requesting to change the currency from USD to baht, your automatically creating the "middle guy" aka the ahole, who makes a nice chunk of change for doing,bare bones min, fir a nice handsome kick back, which is gonna cost you the consumer on a shit exchange rate.
Leave as is, leave it in USD 👍
Likewise, if you pay for something like a meal in a restaurant with credit card, and the ahole waiter says nicely to you, would you like to charge this to your local currency, majority fall for that shite, never, ever do that, always charge to local currency, this cuts out the "middle guy" aka the ahole, trying to make a killing on the exchange 😂