I'm a dual citizen of Ireland (EU citizen) and USA.
I pay zero ATM fee's, as my banks don't charge, ATM fee's, and reimburse me within 48 hours of ATM fee's charged by international banks.
Their conversion rate works out to be 30 American cents, per $100 withdraw, which is half the conversion rate of Wise.
I use several credit cards, so they keep active, all of which have zero foregion fee's, and their conversion rate is approx 1 American cent for every $10.
So not interested in banking.
Driver's license is USA, not interested in buying bike or car while traveling, plus not long enough staying anywhere to get additional driver's licenses,
Have lots of seasoned (old accounts,not just recently opened) bank accounts that have far in access of 500k baht as per DTV visa requirements.
With that said, you did said, "if I qualify for DTV visa"
What would disqualify me from DTV visa??
I'm asking, cuz you're knowledgeable, you said you recently went through this process, and was approved.
So what are the typical questions they ask, what stands out for a denial vs an approval??
BTW currently in SE Asia, considering making application while in Vietnam
What makes you think, by over staying, you just pay the fine and no biggie??
It's huge, it's like a big dent on one's credit report, it shows, not trustworthy, which upon return next time, the second they swipe his passport, they see he's being flagged for violating the overstay rule, which is illegal ....
And you think, ah just pay the fine, no biggie 😂
Ur both smoking really strong stuff, if you think it's it a big deal 👍