I recently read about this service with Kasikorn. Not sure if this will work for you but apparently you can apply for a prepaid card that allows you to use their app for QR code payments also.

@Vincent ********

as

@Peter ***************

said, Kasikorn Bank wanted to see our certificate of residence in order to open our bank accounts. We are currently staying at an Airbnb for a little over a month and the owner very kindly drew up a rental agreement and TM30 paperwork for us which we were able to submit to immigration for them to issue the certificate. We also needed to present to immigration copy of the property owners passport (since he is Finnish and not Thai), copy of his drivers license (front and back) and although they asked for the blue/yellow book, they still issued the certificate after we said the owner didn’t have one. If the property is owned by a Thai local, I imagine this would be required. With all the paperwork, the whole process of getting the resident certificate and opening up three bank accounts (two individual and one joint) was very easy. One advice, be sure to check your English information (name, birthdate) on all official docs as the bank spotted a spelling error on my doc and I had to go back to immigration to correct. Good luck!