This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

How can I pay my condo's water and power bills without a Thai bank account?

Jun 5, 2025
3 days ago
Ben *******
ORIGINAL POSTER
So..my condo requires me to pay my water and power bill by scanning a QR code with a Thai bank account..those of us on the DTV cant have Thai bank accounts? Or maybe we just cant use bangkok bank..I suppose the next move it to try to get an account with a different bank. They really make this more difficult than it should be
8,766
views
13
likes
281
all likes
137
replies
1
images
34
users
TLDR : Answer Summary
The challenge of paying for water and electricity bills in Thailand as an expat without a Thai bank account is discussed. Many expats mention that they face difficulties primarily with payments requiring QR codes linked to Thai bank accounts, specifically when using banks like Bangkok Bank. Suggestions include asking for direct bank account details from the condo management to use services like Wise, paying cash at 7-Eleven, or utilizing apps like TAGTHAI or TrueMoney. Other recommended solutions involve discussing payment alternatives with the landlord or looking into prepaid options offered by various banks to facilitate these transactions.
Raquel ********
You can literally pay cash at
****
Paco *******
Own a condo and have kasikorn bank. Electric company automatic takes Electric bill out of my bank account. You need to go to Electric company, provide docs and set it up. Problem solved
Klering ******
You Just deposit amount X in your Condo Office and they will do pay for you all... there is No need to have a Thai Bank Account for this
Luc ************
Koin ******
with true money or deep pocket you can pay QR code even if u are farangs . just need thai sim
Frode *********
Use easyBills app.
Rok ********
QR code on utility bills is only one of the options to pay. Do investigate including new Thai QR code apps like TagThai.
Andrew ********
Try this app its a beta version but allows you to scan buiness QR but has to be in USD for now. Moreta Pay
Us *****
Just give the bill to your Thai gf. Have her pay it for you. But it will cost you more. You can just also pay the juristic office lady in cash and have her scan her personal account for you. Just do some sweet talking to convince her handsome man.
Jack ********
@Us ****
yes common for Chinese people like yourself to do things like this
Us *****
@Jack *******
Chinese people like me already have a bank account. 🤭🤭🤭
Jason **********
Can't pay those bills with all banks. I use true money app because krungsri doesn't work.
Daniel ********
Can usually pat electric at any 7-eleven and typically the condo office will allow you to pay them directly for water bill
Gladys *********
By joining Your Guide to Easy Early Retirement , you gain access to valuable opportunities that are well worth pursuing.
Jennifer ******
Is the water bill from Juristic Office? You can just go to the office to pay cash. For MEA bill go to 7-11.
Willem ****
@Jennifer *****
Many options. But cash is not always possible
Willem ****
@Jennifer *****
Thats not always true. My juristic office does not accept cash.
Jennifer ******
@Willem ***
Pay someone who has a bank account to pay for you then
Chris *******
Talk to the condo office. They can give you the actual banking details and then you can send to them, using any of the money apps.
Christophe ***********
You can use TagThai but it has certain limits. I started using/trying Deeppocket and so far I am satisfied with it. You can scan every qr code as with TagThai...not all qr codes are accepted (like streetfood).
Dany ********
Christophe ***********
@Dany *******
Sure, if you have a Thai bank account or Thai ID or Thai driver license or a long term visa or working permit or a pink card. So for a regular tourist there is only the Trumoney slip available (not the wallet) at 711 but it's for limited use. I would recommend if you are only here on tourist business you a combination of Tagthai, Deeppocket and Revolut. Then everything is covered and don't need a bank account. But yes...truemoney is very much integrated in thai society.
Reed **********
Christophe Van Waes I've heard you can get the true money working in more recent months if you show them a residency certificate which you can get for free or nearly free from immigration I'd like to know if this is true before I go through all the trouble though of doing it
Dany ********
@Christophe **********
tbh all these are pretty shitty as you need cash and find a booth. good luck finding a tagthai booth anytime you need to top up your account. and the fact that you need cash for a top up just makes the whole system trash
Christophe ***********
@Dany *******
it's still a solution for some people. As for Revolut and Deeppocket you can top up everywhere. And Revolut has more interesting features...

Fyi...there are mobile KBooths driving around for topping up...locate them and top up. Off course...everyone has different interests...so let's give solutions and let everyone decide for themselves.
Dany ********
@Christophe **********
yes it is a solution for a small amount of people and it works (with certain problems)… but it is not something that will make thailand cashless. as a tourist i would just stick with cash. use ATM when needed. it works, is reliable and accepted.
Jen ***********
You can pay your electric at
****
and at my condo I can pay the water right to the jurisdiction office.
Jo **********
I pay my electricity bill using the lazada app and an international credit card
Karen ****
I recently read about this service with Kasikorn. Not sure if this will work for you but apparently you can apply for a prepaid card that allows you to use their app for QR code payments also.

****************************************************************************
Dany ********
@Karen ***
yes it is an option. TrueMoney is better
Colin ********
You can scan a QR code using any bank app, I believe you can also do this, on, Wise, now,
Gerg **********
I have to admit, I love my ability to scan and pay.
Sergei *********
Smart Life application. You can pay by Visa and Mastercard your electricity bills
Arpan ******
Hello

If you are in Chiangmai then I can help you with your spendings
Charles ********
Have your landlord pay it and you add it to the rent payment... easiest solution unless you getting that new tourist payment thing.
Jeremy ********
@Charles *******
hmmm I would not trust this for I can see added extra charges of maybe a ąøæ1,000 THB just for them to do the scan QR code…

Because me personally I wouldn’t do anything for free that’s an inconvenience to me
Charles ********
@Jeremy *******
if you renting from a person like that, a person should just move and find a decent landlord.
Jeremy ********
@Charles *******
lol most people won’t even notice because they won’t read the agreement in Thai
Ben *******
ORIGINAL POSTER
@Charles *******
good suggestion thanks
Jo **********
@Ben ******
yes my wife owns several condo and apartment buildings and she adds it to the clients bill
Duncan *******
Are you being billed by the condo or the PWA/PEA? If the latter, you can pay via the PEA/PWA apps, 7-Eleven or even Lazada. And sadly, Bangkok Bank doesn't support those payments but other banks to, for example, I pay both bills via the SCB app.
Ben *******
ORIGINAL POSTER
@Duncan ******
the bill is directly from my condo building
Duncan *******
If it's direct to the condo and it's a standard PromptPay QR-code, I'm surprised the Bangkok Bank app doesn't work. The only time the Bangkok Bank app doesn't work for me is with direct PWA/PEA bills.
Lutz *******
@Duncan ******
That's absolutely correct. I've had this problem for two years now, ever since I bought the condo here.When I asked Bangkok Bank why this was the case, they simply told me that they do not work with pea, they only work with SCB Bank
Alex *******
The QR code is just a short cut link to their bank account. You can just ask for the account number and then transfer using wise or one of those companies with your home country account
Andrew *******
@Alex ******
or Thailand could adopt modern tech ļæ¼šŸ¤·šŸ»ā€ā™‚ļø
Jack ********
Many bills can be paid at 7-11. Also Lazada offers electricity bill payment for PEA and MEA using a foreign credit card.

How can a condo require you to pay with a Thai bank account?
Ben *******
ORIGINAL POSTER
@Jack *******
I can pay my electric at 711 because its government. The water is from the condo so its private
Jonathan **********
@Ben ******
they should just let you pay cash. It’s what we do
Jack ********
@Ben ******
go and talk to the office and see if there is another solution. Water is cheap in Thailand so maybe the landlord will work with you on some solution such as paying an extra ąøæ100 per month
Sascha **********
If you have the physical bill you can go to 7-11 and pay it there
Jeremy ********
Just download the TAGTHAI or applicable app and pay via QR code

Modern problems require modern solutions

*********************************************************************************************************************************************************************************************************************************************************************************************************************************************************
**********
*****
*****
4&gbraid=0AAAAAqO39aSr1LCUsTsZCXtkFHddUiyJL&gclid=CjwKCAjw3f_BBhAPEiwAaA3K5JE1eTSn60nRnZncDc-UeOBBddRSF1MPFbUbx6VPMR594UU-HYtGIhoCDuAQAvD_BwE
Andrew *******
@Jeremy *******
Why do you keep pushing the advantages of a crap system?
Stephen ********
@Andrew ******
because he gets commission from the link? šŸ¤·ā€ā™‚ļø
Jeremy ********
@Andrew ******
because its for convenience and some people just don’t want to carry money
Andrew *******
@Jeremy *******
And again, it’s not a convenient tech solution. It’s a crap one. Instead if singing it’s praises and calling others tech Neanderthals you should probably engage with actual decent tech solutions.
Garrett ***********
What do you mean, they require you to pay by QR code?
Mick **********
Yes they can
Jeremy ********
@Jason *****
Champ what are you on about…I’m probably older than you

But I’m not a boomer and living in the past like you
Andrew *******
@Jeremy *******
apparently you are living in the past as you think QR codes are ā€œmodernā€ :)
Jeremy ********
@Andrew ******
they are old school and took over for barcodes around the year 2001 even through they were created in 1994 in Japan by Denso Wave company

The QR code stated to really take off around 2010 but the average person started using them with social media apps like Line when 3g became inexpensive (2013 ish)…now with 5g being inexpensive people are using it for more endeavors like personalized payment systems

They will keep evolving until something better comes along
Andrew *******
@Jeremy *******
Something better has been available for well over half a decade. The fact that Thai banks block the use of those better options is the issue.
Jeremy ********
@Garrett **********
it’s
*********
cash is so 1900’s
Dave *******
@Jeremy *******
what utter crap cash is king , what do you do if phone is broken muppet
John ********
@Jeremy *******
don't talk rubbish
Andrew *******
@Jeremy *******
if it was 2025 then Thais wouldn’t be using ā€œS-Canā€ with QR codes they’d take payments with Google/Apple/Tap - actual modern tech.

That aside fair point
Jeremy ********
@Andrew ******
why it’s the Thai way of doing business with no hidden fees Ike Apple Pay
Andrew *******
@Jeremy *******
LOL. No it’s just that the Thai banks keep all the money for a vastly inferior system.

Tap for everything in a place like Oz or SG and then go and order a coffee behind 4 Thais in Starbucks when QR code scanning for different banks each slightly different in process and with little glitches and not reading code correctly etc. It’s a slower and vastly inferior process. I use both and even in Thailand choose Tap whenever possible.
Jeremy ********
@Andrew ******
I eat street food I don’t understand what you’re talking about

I guess you made a peasant joke that I’m too poor to understand
Andrew *******
@Jeremy *******
LOL. It’s hardly a peasant joke. But a guy as ignorant as you probably shouldn’t be talking down to others about tech.
Jeremy ********
@Andrew ******
you never watched the movie…and it shows
Andrew *******
@Jeremy *******
god you’re a fuckwit.
Dany ********
@Jeremy *******
as long as someone wants to make business with tourist they will always accept cash. that will easily go on for 5-10 years before we see a major change. probably longer, especially outside the big city
Brandon ************
@Dany *******
they will just accept cards if they want tourist money. Many shops already stopped accepting cash.
Dany ********
@Brandon ***********
i have not seen a single shop that doesn’t take my cash šŸ˜… must be some fancy hi-so place if they dont want the money 🤣 probably a bangkok thing. most shops outside of bkk cannot afford to lose cash paying customers
Dave *******
Mark ********
@Dany *******
There's plenty not taking cash, and it will only increase with time
Jeremy ********
@Mark *******
you haven’t even taken pics of food stalls that have the QR print out everywhere
Dany ********
@Mark *******
i allways pay cash at Mr DIY šŸ¤·ā€ā™€ļøšŸ¤·ā€ā™€ļøšŸ¤·ā€ā™€ļø
Mark ********
@Dany *******
It's a gradual transition. Gives dinosaurs a chance to accept things are changing! šŸ‘šŸ‘
Jeremy ********
@Dany *******
you’re timeline is skewed

2-3 more years before everyone just uses QR codes and there are plentiful apps abound to facilitate the transactions on a prepaid basis
Dany ********
@Jeremy *******
you are just delusional. tourists will never widely accept a complicated prepaid system to pay their shit. especially not a system where you have to top-up with cash what is pretty dumb to begin with šŸ˜… not a wide network of ā€žboothsā€œ to make it happen either. and another inconvenience that will drive away tourist numbers massively, so thailand wont go down this route anytime soon. it is just impractical for tourism purposes for most travelers. for a true cashless country you would need more changes. especially in accessibility. need to be able to link any credit card to your app, etc…
Jeremy ********
@Dany *******
funny they says the same thing and had the same exact argument about SIM cards in foreign countries when they first came out

But yet they were easily adopted and accepted and a huge volume

Hmmm crazy how that happens
Dany ********
@Jeremy *******
idk what a sim has to do with a shitty cashless system in its current form 🤣🤣 good luck finding a booth to top up your tagthai account. especially when you not land in bangkok, not travel by plane, not stay near a major city. how will you top it up while on an island? i guess you see the stupidity of this system 🤣 tourists dont want to deal with this shit. and thailand wont want to drive away tourists. nothing indicates that everything will be cashless within a few years. nothing
Jeremy ********
@Dany *******
you’re just regurgitating the same exact argument that was proposed 15 years ago about prepaid 3g tourist SIM cards

You have repackaged it as a prepaid QR payment system

Very funny reading your argument

Thanks for the laugh
Dany ********
@Jeremy *******
the most stupid comparison ever… i can get an eSIM even before traveling. it will be ready and working. i dont need to find a booth to top it up with 150k baht that i need for a holiday. i can get a physical SIM literally everywhere. hundreds of thausands of places. a sim costs a few hundred baht for a month. vs. hundreds of thausands for a digital bank card/account. where do you even get all that cash to top up the amount for your whole holiday? bring more foreign cash? what if your non-developing country is also cashless? how will this tourist top-up? a sim i need to buy once. a cashless account i need to top up multiple times per trip. how will i do it? there is no booth on every island or in any local village. a system like that will not work and not be accepted… and you had zero arguments in this discussion. you only make useless comparisons. why not start with facts?! lol
Jeremy ********
@Dany *******
you’re just regurgitating ancient arguments associated with original 3g tourist SIM card

But guess what
****
stepped

and sold top up cards
Dany ********
@Jeremy *******
so your solution in a cashless country is that a tourist takes cash (🤣) from an ATM to top-up the cashless system 🤣 genius idea 🤣
Jeremy ********
@Dany *******
no gift cards to refill the prepaid acct or a bank to bank transaction or blockchain to app refill

Or old school cash to booth refill

There are multiple ways to refill…not all will require cold hard currency in your hand

With adoption, metrics and feedback the best solution will happen…it takes time but as you can see by just walking around its basically universally loved and accepted in a short amount of time

Plus why do you need hundreds of thousands of baht if you only want to do is buy street food and other items from street vendors…the avg person for those costs will only need ąøæ5,000-ąøæ15,000 on the app for their 10-21 day holiday and anything left over will just be a savings for them

All other transactions will most likely use a credit card in malls etc
Jeremy ********
@Dany *******
not back in 2015 or 2010 with 3g when this same argument was posed 🤣🤣🤣
Dany ********
@Jeremy *******
tell us more about your anecdotes from the past. you have no arguments, that is pretty clear. you adress non of the valid points that people bring up. just a delusional guy on the internet šŸ¤·ā€ā™€ļø
Jeremy ********
@Dany *******
I’m delusional but your name is nomads which is a fake name acct
Jason ******
@Jeremy *******
cash should always be an option or we take away choice
Mark ********
@Jason *****
Cash always will be an option. I think the term used was "largely". Even now, cash transactions only amount to about 15%
Jason ******
@Mark *******
great ,that's ok as we should never accept to have choice taken away
Michael ********
@Jeremy *******
my juristic accepts both cash and QR code
Jeremy ********
@Michael *******
Thailand is anticipated to become a largely cashless society by 2028…
Dave *******
@Jeremy *******
rubbish no country in the world will this work nonsense
Jeremy ********
@Dave ******
I guess you have never used a credit/debit card or done any online shopping in your life…

because if you did guess what Champ that’s being part of s cashless society

So either you’re completely delusional or just live under a rock
Glenn *****
@Jer***
In Cambodia, I have not paid cash in a very long time. Everything is scan or app
Jeremy ********
@Glenn ****
the way it should be
Jason ******
@Jeremy *******
great so standing in ques for ages while people mess about with phones buying a 10 but bar of chocolate ,but it's ok as we're all so clever with our phones and appsšŸ™„
Jeremy ********
@Jason *****
what are you talking about, do you even go out and buy stuff???

Food stalls all over Bangkok use the Scan option and it’s super efficient and convenient…all you do is scan the code that’s printed out, multiple people do this at the same exact time countless times a minute…you put in the price then show the scan some vendors take a pic and others wait for the chime on their phone

It now takes less time to scan and pay then wait for change
Max ********
@Jeremy *******
what happens when the system goes down, this does happen you mean know one can buy anything ?
Jeremy ********
@Max *******
ok name a time when it all went down for:

Days

Weeks

Months

Years

Decades

Centuries

Millenniums

I’ll wait patiently as you post all the statistics and metrics

It’s
*********
it will take a monumental ELLE type event to take out the grid/cloud/satellite systems…even an FMP, DoS event will be redundant in stopping it as that will be a local level event
Max ********
@Jeremy *******
I am not talking days, how many transactions happen per minute,filled your car can’t pay,got to check out can’t pay,I bet if you are right up with the times you can’t even wait 10 minutes.
Jeremy ********
@Max *******
so you can’t produce an answer

Amazing Champ

So you revert to checkout lines…I have stated multiple times in my comments which I gather you have failed to read

The vendor has a printout of their QR code multiple people can scan at the same EXACT time no lines at all

You scan you put in the correct amount you show it to them you walk away…not caring about the other people not paying with your acct

It’s a beautiful system that works seamlessly
Max ********
@Jeremy *******
great to be a dreamer,you think Thailand is that far ahead of the rest of the world, haven’t seen any other country go cashless yet and not likely to either.
Jeremy ********
@Max *******
I live it every morning when I go buy food at nearly every street vendor in bkk

From the moo ping stand to OJ seller to Kow Gang stand to fruit stand and many many more
Andrew *******
@Jeremy *******
it takes vastly more time than genuine Tap or Pay Wave tech and that’s assuming none of the various processes you outline glitch. Which they do at times.

It’s a second class shit option. It’s arguably better than cash but as a tech solution it’s deeply second rate.
Charles ********
@Jeremy *******
not when I stand behind the fookers!
Jeremy ********
@Charles *******
tell me you have never eaten at at food stall in 2025 with the QR code without saying you haven’t 🤣🤣
Dany ********
@Jeremy *******
in reality the scan often takes people longer than just hand over the 30 baht for your mangoes. i see it every day. if people would be efficient with their phone then it might be faster. but Ploy with her budget smartphone often struggles. reality in thailand
Jeremy ********
@Dany *******
this is why you scan the QR code pay and leave while Ploy is complaining about the ąøæ30 not going through…super efficient

Plus you get to learn Thai numbers

Roy som sip baht Naka…(ąø«ąø™ąø¶ą¹ˆąø‡ā€‹ąø£ą¹‰ąø­ąø¢ā€‹ąøŖąø²ąø”ā€‹ąøŖąø“ąøš)
Jason ******
@Jeremy *******
Im.not saying it shouldn't be an option ,I'm saying cash shouldn't be refused,we should have all options .calm down and stop spitting your dummy out šŸ™„I do go out every day and sone people are ok paying with there phones and some take ages and have problems ,simple as that
Jeremy ********
@Jason *****
a cashless society is inevitable

Get with the times or go into extinction like the dinosaurs
Paul *********
@Jeremy *******
Do you understand the implications of a cashless society?

That it will become a system of control with loss of freedom.

Use cash as long as you can

Use it or lose it
Jeremy ********
@Paul ********
omg now we have the dystopian agenda
Paul *********
@Jeremy *******
We already see it happening

Open your eyes
Mick **********
@Jeremy *******
when cash is gone, the government has total control over you, they can freeze your account and what could you do, it's already happening šŸ¤”
Andy ************
@Mick *********
So the government can freeze your account, but they can't stop you withdrawing cash from an ATM? Interesting
Mick **********
Jeremy ********
@Mick *********
if you think a tourist is going to put there whole life savings on a prepaid QR code acct, you’re not the sharpest tool in the toolbox
Mick **********
@Jeremy *******
don't see the connection, perhaps take a look in the mirror šŸ˜†
Jason ******
@Jeremy *******
What a dinlo,so taking away choice is getting with the times ,you sound like a total pathetic little child
Brandon ************
@Jason *****
there are already many shops that don't accept cash. It's very expensive for shops to deal with cash. Extra security measures. Staff hours counting. Someone to go to the bank to make deposits. Getting change. Etc
Dave *******
@Brandon ***********
I’ve never come across one yet 🫢
Brandon ************
@Dave ******
every auntie Anne's in Thailand no longer accepts cash, that's an example for you
Jason ******
@Brandon ***********
yes I've seen this ,but how did they manage for so many hundreds of years ,it's all about choice ,if we accept a society run by phones and with no choice ,then we have no voice and must accept everything we're told ,I'm not against phone app payment ,it's a great idea,but we shouldn't allow the right to use cash currency to be taken away from us because governments want it for control ,shop owners want it for there ease ,we need to keep society with choices .sadly most clueless young people think there smart and cool paying by phones ,cash has worked very well beyond our lifetimes ,so it's not smart to eradicate choices or things that worked ok,just because clueless people think it's technology and evolving .
Lynnette *******
@Jason *****
I don't scan and pay. And I get sick of waiting for people to faff about paying by phone. It's interesting how people who rely heavily on a mobile phone to pay for stuff, get upset if others prefer not to or like choice.
Jeremy ********
@Jason *****
it’s
*********
it’s time to start living in the present and forget about the past
Willy *******
@Jeremy *******
I usually pay here with QR code... Except when have problems with internet. Happens rarely but happens. So cash need to stay as backup.
Jeffrey ********
@Jeremy *******
I believe Sweden went cashless a few years ago but it has backfired and people there are demanding a return to cash choice.
Jason ******
@Jeremy *******
What a silly boy you are ,nothing to do with the past,taking away choices and becoming robots is about now and life is in the present ,you carry on living your whole life around your phone ,you don't even know what it's like to live mr 2025šŸ¤£šŸ˜‚šŸ¤Ŗ
Michael ********
@Jeremy *******
maybe bangkok and major cities not rural areas that quick
Ben *******
ORIGINAL POSTER
@Michael *******
I went to the office to pay and they said no..must scan qr code. I showed them my schwab and they said cant not use this. Its the only bank that I have and with the bangkok bank crack down..luckily I just got my girl to pay it
Lutz *******
@Ben ******
The problem is known; Bangkok Bank, for example, does not accept this QR code. The only option left is to pay at seven eleven.
Thai Visa Advice and Everything Else
... members Ā· 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else