I just got a 2 month tourist visa from the Liverpool consul and it was much easier than this: not asked for either proof of funds or onward travel. I mean, what other country asks you for proof of funds when applying for a tourist visa?!
as I said, im nowhere near an embassy here and it would be a real hassle to get to hull, London etc. However, im aware it can be done by post but that it has all become more complicated of late