I had a motorbike accident yesterday on Rama IV with my Honda Rebel 500. A Thai woman on a scooter cut across 5 lanes of gridlocked traffic without checking for motorbikes and collided with me in the 5th lane. In the photos below, she's the red line and I'm the green line. I was accelerating because the light was green. There was a car blocking the view so we didn't see each other and collided at high speed. Neither of us have broken bones. Just some scrapes and bruises. An ambulance came and took her to a hospital. I told them I was fine and rode home on my motorbike. I wasn't sure if I should call the insurance company and ask them to come to the scene of the accident. I only have the compulsory insurance. The Honda service center estimates that it will cost 15K baht to fix my motorbike. I'm wondering, would her insurance pay for the repairs since she was clearly at fault? Or should I not expect them to pay for the repairs? If so, why? If you think they would pay for the repairs, how long should I expect it to take? What's the process? I'm talking with her daughter in Line. Thanks!
TLDR : Answer Summary
The accident involved a collision between a motorbike and a scooter where the scooter rider was likely at fault. Key points discussed include the difficulty of obtaining compensation from the other party’s insurance, particularly if she doesn’t have coverage. Many commenters recommend calling the insurance immediately, stressing the importance of a police report, which can help in establishing fault. Numerous opinions suggest that the best course of action might be to simply pay for the repairs out-of-pocket rather than risk further complications with the legal or insurance process.
