Will the Thai woman's insurance cover damages to my motorbike after an accident where she was at fault?

@Paul ********

That is the usual Thai answer.

@Talya ****

having experience like this for me …I recon you have the best advice. Get the cops involved you pay more too

@Wylie ******

Only valid comment I saw here

There are 13 cctv headquarters in bangkok. May I ask what district of the scene belongs to?

@Филипп *********

not true

@Danilo ***

Truth

@Laurence *********

one of those people who can never fathom other people’s experiences might come handy. Always one in each thread.

@Matthew *******

I agree. He should disappear. Although I am sympathetic to him because it wasn't his fault.

@Baz *******

We just live in a place called reality. I see you are still looking for the off ramp.

@Ron *****************

is right, plus because they brought her to the hospital and you are not Thai but a foreigner , they probably brought her to the most expensive Hospital. Don’t get sucked in

@David ********

if the foreigner wasn't in Thailand the accident wouldn't have happened

@James *********

How so? If not with him, with someone else. Staying home isn’t remedy for traffic accidents.

@Glenn ********

I agree. While it sucks to pay the 15k THB, be glad she’s not coming for the medical bills and repair of her bike. Take the loss and learn to pay for good insurance.

I would be inclined to agree with

@Vic ********

here. I had a motorbike accident in Malaysia, and while I appreciate the finer details of the process may differ from Thailand it was a similar situation. Young driver in parents car, not indicating or checking before turning crosses my path and knocks me over.

I was riding an MT-07, had full insurance, and a very good relationship with my bike shop. I obtained my police report the same day, (required by law for any accident in Malaysia, not sure in Thailand) but regarding the claim, I opted not to pursue it.

I was told the insurance company would keep the bike for assessment purposes and basically hold it until the negotiation was concluded with the other party’s insurance company and although this was almost guaranteed to be in my favour it would take between 10-12 weeks to conclude. My bike shop (which also provided a crash/breakdown recovery service) quoted me the equivalent of THB 12k and 7 days to repair allowing for delivery of parts. To me it was a no brainer. His insurance company contacted me directly, asked if I was going to pursue and I said no, they asked me to sign a form confirming this and I said I wouldn’t be signing anything as I’d need to consult a lawyer as waiving my rights might cause future problems… But he stated if I wasn’t pursuing he would close the case. I never heard from them again and I was back on the road the following week.

I would get the police report (it will cover you against a counter claim). But unless covering the 15k is a problem for you, and/or you don’t need your bike for 2-3 months, I would get an agreement on Line from the other party that you will both cover your own damages (and save as evidence in case of a counter claim!) cross off one of your 9 lives and save yourself a world of grief 😉

@Karim **************

Don’t all registered motorbikes carry compulsory insurance included in annual registration?