What are the best health insurance options for obtaining a long-term visa in Thailand?

Just bring your policy under an agency. Having an agent to assist you with your claim is much easier, and it does not cost you anything extra.

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Have a look on Mr Prakan for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers

I applied with Falcon through Mr Prakan online on the 17th of November. Still waiting but running out of time my OA visa due soon. I will avoid both of these next time.I will probably renew now with AXA the cost has gone up after one year by 14,000 bht because of age 61.

Sent you a dm mate 👍

Get the bare minimum AXA visa Medical insurance. It’s quick, cheap and gets you in the door. Then work on getting a full policy. I wouldn’t touch Pacific cross.

Family with 3 kids here. We have coverage with Morgan price and they’ve been really great! No deductible and no hassle each of the the several times we’ve had to use it. Lots of flexible options in terms of what you want covered and where (just Thailand, Asia or worldwide).

There is a few companies that have i looked at that are in the country. I googled the question and then senty needs and got some good responses cigna healthcare was one

Good luck

I bought into Pacific Cross in 2018 when I was 62 years old. I discovered them from a YouTube video comparing several insurance companies in Thailand. The agent I talked to was very helpful and the overall customer service has been great with regards to yearly renewals and syncing my policy term to my OA visa dates and responding to any immigration questions.

Note that I signed up with PC before the OA visa health insurance requirement implemented in 2019. I bought Thai insurance when I realized that my US policy would not cover me as a full time resident of Thailand. Last January I switched to a 10 year pensioner LTR visa and my existing PC insurance qualified for the LTR visa.

I also liked the option for a relatively large deductible to keep the costs down. The cost of my PC policy was a little less than my US policy. I have a 10 million baht policy with a 40,000 baht deductible. I do have a few exclusions to my policy. I am essentially self insuring for routine care in Thailand which I find to be very affordable and of excellent quality. I have some savings, still in the US, earmarked towards healthcare costs that won’t be covered by insurance.

I have yet to make a health claim so I can’t speak to probably to most important aspect of insurance - will they pay when I need it to pay. On the other hand I am getting a substantial premium discount for not having made any claims.

My circumstances of coming here on an OA visa and not having a US policy that covers me for full time residency in Thailand is of course behind my choices. Others will be considering this question from a completely different perspective.

Whenever I’ve seen people ask for health insurance company recommendations I see responses from people who either love or hate a particular company. In the end you will acquire the names of a few companies and you will have to go out and talk to them yourself. Costs will depend on your age, health status, amount of coverage, and the deductible you are willing to accept so other people’s cost are not of much use.