Recommendation for expat insurance from someone that has had to claim and the companies actually paid out?
I ask because my previous insurance was horrendous.
No agents PM me please.
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TLDR : Answer Summary
Expats in Thailand are seeking recommendations for reliable insurance companies that honor their claims based on personal experiences. Key suggestions include HanseMerkur for Germans/Europeans, Caremed, WRLife, and AIA, with users confirming positive experiences regarding claim payouts and rapid assistance during medical emergencies.
Nigel ********
Thank you is polite
Andy *******
AIA were excellent
John **********
I recently had serious disc surgery and severed sciatic nerve surgery at Sirphat Hospital. Within 2 hours WRLife got back to the hospital with approval of my coverage, and more, and I was operated on an hour later (Thankfully) Very satisfied with them.
Get a reputable insurance from your home country. That way, you know (or should know) how to enforce your rights. Never had any issues. HanseMerkur for Germans / Europeans.