Answered4 years ago
What health insurance companies or policies can expats in Thailand trust for retirement coverage?
Hello , Anybody able to recommend a health insurance company/ policy they have faith in?
A company that's able to honour there agreement and pays without to many issues?
It's for peace of mind in retirement not for requirements for a visa.
Many thanks . 🙏🙏🙏
A company that's able to honour there agreement and pays without to many issues?
It's for peace of mind in retirement not for requirements for a visa.
Many thanks . 🙏🙏🙏
Answer summary
The community provided several recommendations for health insurance companies and policies suitable for expats in Thailand seeking insurance for peace of mind during retirement, rather than for visa requirements. Key suggestions included AA Insurance, Pacific Cross, Aetna, AXA, and the Pacificare agent Fern. Members emphasized the importance of choosing insurers that have reliable claims processes, often utilizing third-party administrators (TPAs) to facilitate smooth claim approvals. Some comments highlighted personal experiences with brokers like Arawan Nanak, as well as the need for clear communication with insurers. Overall, the consensus was to seek insurers with a solid reputation and proven efficiency in honoring claims.
32 repliesnewest first
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Philip *********
There is no such thing lol.
Robert **********
Everybody lists their favorite brokers in these posts. But if you’re older, look at how much they pay per hospital day. Often is very low. To collect the amount of the policy, you would have to be in the hospital the whole year. Usually the potential payout is around the same as the annual premium.
Trin ****************
Pacific Cross Health Insurance has a wide variety of plans that will suit your requirements. All they plans are fully compliant having been registered and approved by the Office of Insurance Commission Thailand (OIC), easy to sue them if they breach a contract. They fully underwrite every policy allowing they clients to have a direct billing network across 400+ hospitals throughout Thailand and worldwide coverage upto 90 days per your travel trip. For more info please contact #TonySon or call (+66) 0805002222😀
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😀
Michael *********
Only Cigna. Any Thai based companys are all a con
Mo ******
Most insurers use a TPA ( third party administrator ) to process claims , direct settlement and guarantee of payment.
Key is finding out which TPA the insurer uses .
To give you an example .
You walk into a hospital , show your card and the hospital would usually contact the TPA and not the insurer.
Choose an insurer which uses tech for claims and you’ll be fine 😉 let me know if you need any help
Key is finding out which TPA the insurer uses .
To give you an example .
You walk into a hospital , show your card and the hospital would usually contact the TPA and not the insurer.
Choose an insurer which uses tech for claims and you’ll be fine 😉 let me know if you need any help
Russell *******
OP@Mo *****
hi thanks for the reply. Sounds like good advice . I will look into that 🙏Mo ******
@Russell ******
what you don’t want is a scenario where you are calling somewhere that communication is a problem 😉Russell *******
OP@Mo *****
that's a good point . Thanks 🙏Don *********
My experience is that getting your claims approved needs a combination of a decent insurer, plus an experienced salesperson / broker who can guide you what to say / not say to the hospital and insurer
Russell *******
OPDon *********
@Russell ******
Yes my wife found one, but it's 100% in Thai, would that work for you ?Russell *******
OP@Don ********
thanks , but not really I need to understand it 🙏😃
Ethel ********
CNXinsure
Russell *******
OP@Ethel *******
thanks
Pacific ********
@Fern ************
, Pacificcare health insurance agent Tel: 080-500-2222, 080-500-2244, 080-500-1122
Line ID: @pacificcare
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Fanpage:
@https://www.facebook.c***********************
Whatapp: +66 80-500-2222E-mail:
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👉For more details, please call
Tel: 080-500-2222, 080-500-2244, 080-500-1122
Line ID: @pacificcare
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Fanpage:
@ *********************************************
eWhatapp: +66 80-500-2222
E-mail:
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#ยินดีให้คำปรึกษา #พร้อมใบเสนอราคาฟรี #FreeQuotation #NoObligation #PCHIThailand #HealthInsurance #TravelInsurance #AccidentInsurance
Tom ********
LUMA
Russell *******
OP@Tom *******
thanks
Michael ********
I have heard only good things about the brokerage arawan namak is with. Many friends use there services and no bad stories only positive ones
Russell *******
OP@Michael *******
who is Arawan Nanak ?Michael ********
@Russell ******
search the group she has been mentioned many times. You will find her contact. Used her for all covid stuff no issues but never had no claims. My friend did for his yacht and no issue with claims
Bobby ********
@Russell ******
I'll second what @Michael *******
says. Arawan has access to many policies in Thailand and will get you exactly what you're looking for@https://www.fac****************
Russell *******
OP@Michael *******
oh ok , thanks 🙏
Jeffrey ************
AXA global...
Mark ************
Hello Russell ... direct pay fixed premiums for 5 years... MHF Wrlife
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John *****
Aetna
Gareth ********
Contact AA Insurance, I’ve used them for the last 8 or so years with no issues. They have offices in Pattaya, Hua Hin, Bangkok.
Russell *******
OPRussell *******
OP@Gareth *******
hi thanks for the message . Have you ever had a claim?Gareth ********
@Russell ******
yes a couple. Both claims were paid direct to the hospital with no issues.Gareth ********
@Russell ******
no, they settled the bill directly with the hospital.Russell *******
OP@Gareth *******
ok thanks. Obviously sorry you had to claim ,but did you need to pay upfront and then be reimbursed ? Thanks 🙏
Neil *********
Hi Russell dm me let’s have a chat.
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