What are people's experiences with claiming travel insurance while in Thailand?

I had 2 travel insurance companies and both were garbage. One i tried 2 days trying to figure out how to make a claim. I suggest learning how to claim before you travel, now. You don't want to be trying to figure it out in emergency room. Not paying claims is how they make a lot of their money. Imo

My mom ended up on dialysis in Bangkok hospital. The insurance we contacted first was touring club Switzerland which she is a member of and has a travel option. They communicated directly with the hospital. I just paid a security deposit while they waited for a guarantee of coverage. Once this arrived, they asked for my bank details and paid the deposit back. I had to translate between insurance and hospital a few times as the insurance didn’t understand thai-English. The follow up appointment in another hospital was paid by her normal health insurance. I have never seen the price but I doubt we could afford to pay without insurance 😱

They paid upfront for me to go to the emergency room twice. I had to wait 30-45 minutes for the guarantee letter but they paid it all.

Country, insurancecompagny, kind of claim etc. is essential for the right answers.

They will take your money but paying out is another story.

Allianz, always good service and i never paid nothing from my pocket

Tune 100% in two weeks.

Yes

Yes westpac black credit card paid up in a week $8000

I made one small claim and it was paid, and one equalled the excess so no point claiming. Expect the insurer to check the details like were you in homeland 6 months before trip, driving licence, not over alcohol limit etc etc

I got stuck in Thailand during Covid. Took 13 months to get money back from Trip.com

Yes. It was very successful through Canadian insurance. The Thai hospital does most of the work to get it processed.

AIG reimbursed me for my flight in 13 days

I wàs with Tick. Plane was delayed 4 hours so missed connecting flight and had to use Singapore Airlines from Melb to Thailand. Never reimbursed me the $2400 the flight cost me. Gave them the flick and will never pay insurance again. Waste of money.

Made a claim against

@Gulf ****

horrendous delays they didn't want to know

Never use Regency, they will take your money and never help, big mistake

AIG —claims in2022 -1K and 2023 and 2024. -$ 5,500- health ,flight interruption - no problem at all

Yes. Not successful at all. But I’m using the insurance provided with my credit card - they are crap.

Yep made a claim with TID was paid out in a week