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Can I open a Thai bank account in Chiang Mai with a DTV visa for health insurance purposes?

Thai Bank Account DTV Visa Health Insurance Banking Regulations Thailand Expats in Thailand

Oct 8, 2025

2 days ago

Anonymous *************

ORIGINAL POSTER

Is anyone successful in opening a thai bank account in chiang mai . With DTV workation . My thai insurance company wants a local bank account in my name to process the health insurance claim .

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TLDR : Answer Summary

Many commenters have shared their experiences regarding the difficulty of opening a Thai bank account while holding a DTV (Digital Nomad Visa). It appears that due to new restrictions, obtaining a bank account is nearly impossible with a DTV, as it is viewed as a tourist visa. Some suggest that insurers may require a local account for claims, but alternatives such as management intervention for checks were mentioned. Overall, it seems that current regulations are quite restrictive for DTV holders.

DTV VISA RESOURCES / SERVICES

Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
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Marta *************

Yup I did with TTB but now can’t transfer money into it from Wise. You can watch/read about our experience here

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13 hours ago

Anonymous ******************

I had a similar situation with an auto insurance claim. At first they said if it’s over a certain amount I needed a Thai bank account but I went to their head office to show them my DTV and explained I couldn’t get a bank account and they had management issue me a check 7 days later. I took the check , paid to me , to a bank with my friend and they deposited in her account and she pulled the cash out. Maybe you can try this.

20 hours ago

Jason ********

Hahaha good luck with that. They are some of the most discriminatory in the whole country. I’ve had Bangkok bank and krungsri for ten years based out of Bangkok.

a day ago

Andrew ********

You will not get an account on a DTV new rules

a day ago

Benjamin *********

Nobody. Next.

a day ago

Anonymous ******************

Technically Thaï health insurance companies require their customers to be thaï residents. Meaning to have a long term visa and live full time in Thailand. They don’t deal with tourists. It should be written in small lines in the contract you signed. That’s why they require a Thai bank account. Unfortunately DTV is legally considered as a tourist visa. It’s not made to make a life here.

2 days ago

Adam *******

An insurance company making it hard for you to get your payout. Well I never.

They must love the new Thai restrictions.

2 days ago

Anonymous ******************

Your best bet is to fall in love and marry a local girl 😅

2 days ago

Tararag ********

Anonymous participant 377 even with spouse visa, they won't let you open a thai bank account from now on

a day ago

Anonymous ******************

@Tararag *******

source

a day ago

Reply to

Anonymous ******************

Anonym deltagare 377 Nope its cheaper with Thai Elite Visa!

2 days ago

Sunshine ********

Anonymous participant 377 then u have a bank account but empty. 😆

2 days ago

Anonymous ******************

@Sunshine *******

haha come on, some ladies enjoy paying for their farang.. not all are broke or money thirsty

a day ago

Anonymous ******************

Anonymous participant 740 mine pays for me quite alot even though I insist on paying she still likes to cover the bills, that's called class. You seem to be referring to desperate females whose only hope in life is using a foreigner for money.. speaks volumes . You might wanna meet some other women apart from bargirls

a day ago

Reply to

Anonymous ******************

Anonymous participant 377 Falling in love is not compulsory, just the marriage bit! 😆

2 days ago

Reply to

Anonymous ******************

They’re actively shutting down current accounts that belong to DTV holders :/ there have been a few people who have been lucky enough to keep theirs but my guess is it’s nearly impossible to get an account.

2 days ago

Brandon ************

No. You cannot get a Thai bank account with a DTV because it's a tourist visa.

2 days ago

Anonymous ******************

@Brandon ***********

Tourist Visa work but its must be over one years.

2 days ago

Anonymous ******************

Anonymous participant 993 No tourist visa at. Even 5 & 10 year Privilege Visas are feeling the pain

2 days ago

Chris *********