Could I obtain a 90 day retirement visa, open a bank account, then go home and app

Could I obtain a 90 day retirement visa, open a bank account, then go home and apply for a DVT visa. That way I have a bank account

To all DTV holders:

Is anyone else unable to open or even keep a normal Thai bank account? (Well, don’t all answer at once!)

My Bangkok Bank account (opened legally in 2022) is currently frozen due to a SIM update issue, and I was informed that after standard KYC it may be permanently closed solely because I hold a DTV visa without a work permit.

Before anyone suggests Wise, Revolut or other workarounds – that is not the point!

I am not looking for hacks. I want to function as a NORMAL person with a local Thai bank account in the country where I legally live and spend my own money!

Forcing legal long-stay residents into cash-only or fintech-only solutions contradicts AML goals and personal safety.

I have filed a complaint with the Bank of Thailand.

If you experience the same issue, please comment or submit your complaint too – nothing changes unless enough of us speak up.

EDIT: The only thing that has any real effect is filing formal complaints, not arguing online.

For anyone interested, here are the official contacts:

Bank of Thailand – Consumer Protection:

contact@bot.or.th

Tourism Authority of Thailand

tatcontact@tat.or.th

You can add your embassy in copy.

You submit your complaint directly there, attach a brief explanation of the issue. Public pressure only works when combined with official action — individual silence or arguing online changes nothing.

UPDATE: Girlfriend went to the branch today, it was carnage as it was a branch specific notification she was number 75 in the queue and they were on number 20. At the same time i got through to the Bangkok bank call centre who gave me the direct line for the branch.

Upshot is they had 3 staff dealing with all of the enquiries. My girl was told that after the 30 days the account is closed no exceptions. When I get back I have to present bank book and I'd and they will return my funds and open a new account if I have a long term visa.

As I will have a non o I will go to another bank as I now have money sitting in no man's land for months

Good morning. I know the subject of Bangkok bank has been done to death but bear with me. I opened an account in January visa exempt using an agent. I use the account to transfer money to my girlfriend but it was mainly in preparation for my non o based on over 50. I am currently selling up in Australia and will get my non o here once I have a buyer for my house. Yesterday I got the dreaded 30 days to present at the branch notification. I won't be able to do this within the time but when I do I will have a non o stamp, Thai drivers licence etc.

My question is will they close the account after the 30 days with no contact? And if so can I retrieve the balance once I get to Thailand?

Or will the account simply be suspended pending my documents which it already is effectively as I can't move money in the app.

I have called the help desk but I imagine they are getting smashed due to the number of people who got the notification yesterday. So I hope someone has had experience of this previously. Thank you in advance.

Just received a notification from Bangkok bank! What is this? What should I do? 🙏🏼