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Can I get a 90-day retirement visa in Thailand, open a bank account, and then apply for a DVT visa from home?
retirement visabank accountThailand visasDVT visaNON-O visaKYC proceduresfinancial management in Thailandexpat banking issues
Dec 14, 2025
5 months ago
Simon *******
ORIGINAL POSTERCould I obtain a 90 day retirement visa, open a bank account, then go home and app
Could I obtain a 90 day retirement visa, open a bank account, then go home and apply for a DVT visa. That way I have a bank account
Could I obtain a 90 day retirement visa, open a bank account, then go home and apply for a DVT visa. That way I have a bank account
TLDR : Answer Summary
The post discusses the feasibility of obtaining a 90-day retirement visa, opening a bank account, and later applying for a Digital Nomad Visa (DVT) while emphasizing the potential risks of account restrictions and requirements for bank account openings linked to visa types. Comments suggest challenges regarding account stability and requirements, such as needing a long-term visa or proof of residence.
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Articulat**********
Nope. With a next security check by the bank they could freeze your account and ask you to come and take out your money in person. Happened to others already.
Ian **********
Just make sure you don't open with Bangkok Bank as they are the worst for freezing accounts. Try and open one away from popular tourist areas as this is where agents work and open illegal accounts.
David ********
I thought about doing that as well; But after talking to other people; they advised me to Stay on the Retirement non o Visa?
Andrew ********
Retirement visa is 1 year - they wont open an account for visa at 90 days.
Steve *******
Incorrect. They will
Ove ************
Retirement visa is 90 days.
Andrew ********
@Ove ***********
no - retirement visa is 1 year - what you are thinking is the 90 day non-o visa that gets extended to 1 year to apply for the retirement visa in country - 90 day non-o visa is used often for people to come in apply for a long term non-o visa such as retirement - spouse visa.Ove ************
@Andrew *******
Retirement visa is 90 days. And you can never extend a visa.What you can do is an 1-year extension of stay in thailand.
Pete *******
@Andrew *******
you really do spout some utter nonsense. Learn the difference between the 90 day Non-O Immigrant visa based on being over 50 and a one year extension of stay. There is no such thing as a one year retirement visa.Steve *******
Incorrect. Non Immigrant O visa is 90 days, extension of stay is 1 year, it's not an extension of the visa, it's an extension of your stay in Thailand. The extension is not a visa in any shape or form.
Reply to
Steve *******
Reply
Ian **********
@Andrew *******
Then how do retirees put 800k in their bank to get the extension? A Non-O based on retirement and a certificate of residence from immigration is enough to open an account. Everybody has to put 800k in their Thai bank before they can apply for their first one year extension.Andrew ********
@Ian *********
mate in UK just did it i asked for you - i came back to find this comment for you - you can do it all with your home account to get the 90 day Non-o that will allow you to open a thai bank and then extend non-o to a uear and apply for the retirement visaIan **********
@Andrew *******
That just gets you your initial Non-O it does not get you your yearly extension. To get a year extension you need 800k in Thai bank account for 2 months before you can apply and 3 months after and then keep a minimum of 400k until you apply the next year and do the same again.Andrew ********
@Ian *********
again - this gets you in the door to get a thai bank account so you can deposit the money and get your retirement visaReply to
Andrew ********
Reply
Stuart *********
@Ian *********
That is exactly what I am facing. Doing everything that is required by immigration only to be refused a bank account. Opening an account was supposed to be the easier part of the process, in my head anyway.Andrew ********
@Stuart ********
yeah untill its not easy - you can also use monthly income 65,000 instead of savings as well - if your embassy will certify the monthly income with your statements should work but they jacked the system to Crack down on fraudReply to
Andrew ********
Reply
Stephen *******
Sure, once you leave the O visa is finished.
John **********
Theoretically you could but you might not keep the account for long. Better to find an alternative way of managing your finances
Sue **********
Besides the non-Immi O you have to show a longterm rental contract of house or condo nowadays or have a Thai wife to get a bank account.
Mauro *********
Your post is questione or is what you do??
With actual rules actually I don't think you can open account bank with short visa
(Be careful because many accounts became frozen easy).
With actual rules actually I don't think you can open account bank with short visa
(Be careful because many accounts became frozen easy).
Graham ******
Why would you do that?
Brandon ************
You could do that, but if you ever need to go back to your bank and they want to look at your passport, they could close your account. Or if they decide to do a new wave of KYC in the future and freeze accounts until the owners come in for verification, you could lose it then as well.
Greg *********
@Brandon ***********
Makes you wander, I was going to do it for the 800,000 thai baht needed for retirement. I plan to leave the money in the account for that one purpose and not touch the account. If I don't use it, will it be frozenBrandon ************
@Greg ********
that's not a big deal. Just go close the account and get your money back then.Reply to
Brandon ************
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