Hello, I have a question regarding banks in Thailand. Since I only have a tourist visa, I am not able to open a bank account. Therefore, I opened an account using my girlfriend’s identity. I have a debit card that allows me to make withdrawals. However, since my girlfriend's phone number was provided to the bank, I cannot use the app on my phone, which is a bit inconvenient... So, I asked my girlfriend to allow me to access my bank account online without using the app, but with a username and password. She explains that it’s dangerous due to scammers and that only the app is secure. Honestly, I don’t see why it would be riskier with a Thai bank than with a French bank to connect without the app. Connecting through the internet just means using a username and password... What do you think?

I’m not tech savvy. But once I tried to pay US property tax online from Bali and the website wouldn’t accept my payment. The website didn’t work. I also tried once to make a Homeowners Association (HOA) payment online from Thailand and the website didn’t work or accept payment. Why don’t those websites work for me to use on my phone while I’m overseas?

Has anyone stuck outside of Thailand tried getting a replacement debit card from Kasikornbank sent overseas? If so, how did you activate it outside the country?