Itz not like that. I get Social Security. Itz not enough to be the only source for the retirement visa. I have to use combo, bank and income. Now, to get the bank money, I have to take a distribution from my retirement funds. I have taken a bunch this year already and those are taxable monies from distribution since I was able to save them tax free. Getting the money for retirement monies for this year will put me in a higher tax bracket. I don't want this. Now, Jan 1, the IRS resets that number to 0, so I will take money out then and try to keep distributions down over the following year so as to minimize taxes. OK? JB

Thanks robert. Will do that next time I need to get permission to stay in Thailand. Done. Thanks all.

@Igor ***********

OK, no sharesies then. trust me. itz not bad.

I have friend from Ukraine, but went to university in Moscow. told me about you crazy Russians and vodka. I hope to go there and see for myself. LOL

and then of course, there's the vodka. mustn't forget about that. LOL

you can travel with a copy of your passport. you just can't get anywhere. LOL just could not resist. sorry feeling kinda wacky today.

yes, I know the seriousness of it. Like I said, and mine is even more serious as I have had 3. My EF is 30, not very good. I have damage, this is true. but i was treated in america at one of the best hospitals in the us and I find the treatment i received here quite comparable. and happy for it. besides, my doctor here would not let me fly for 90 days, at a minimum. and I watched her very closely as I am a very involved patient. she was very very good and I felt in good hands. If I had thought I wasn't, I would have gone home regardless of her concerns about flying. but I am very satisfied with the medical care for the heart failure care, and compressed spinal column care. If I came across as terse, did not mean that, at all. I am very matter of fact. In fact, I was concerned my doctor would find my constant questioning a problem, here in thailand considering thai ways. but she took the time I wanted and answered all my questions. OK? and I will most likely get rid of Medicare (coverage in the US) and am looking into international insurance. have a few choices I need to make in the next month or so. I have just been paying out of pocket, for now.

@James *******

Not helpful at all James. I had heart failure, as I stated, almost 6 months ago. Obviously I am OK. Sorry you saw it that way.

OK, that sounds good. That is what I ultimately want to do. What you said. Retirement visa. Thanks very much, Tod. You are always very helpful. Best.

@J*

@Tod ********

so just 1.