is it really possible to apply non O retire visa outside thailand? or only OA available? If OA, the change in heath insurance requiremnent is a headache!
can DEEMONEY show up as IT? if no.guarantee from transferwise. i remember once i asked them online, reply was: if they have funds in thailand,then they usually just transfer that local fund to your thai bank without IT
if you plan long stay, open a thai currency account only, i am told withdrawal from foreign currency accoung.cost 1% for USD deposit, and 2% for other currency like HKD!