@Martin *****

Look at what the policies cover. Accident insurance will cover accidents not a heart attack.

@Chizel ******

It was accident insurance offered through a bank. They didn’t ask for anything except the fee.

Pre-existing conditions apply for my comprehensive Pacific Cross insurance.

After I turned 65 I couldn’t get bank accident insurance.

When I made a claim on my Kasikorn accident insurance I just went into the bank and talked to a bank officer. I had hospital receipts. They paid into my bank account in 30 days.

@Neil *****

Sorry. I was speaking about the pensioner LTR. I corrected my comment.

No investment required for the pensioner LTR if you meet the $80,000/year passive income requirement

@Marcin ******

Sorry. I was speaking about the pensioner LTR. I corrected my comment

@Steve *********

Tax returns are one easy way to see all or some of your income. If you have other income then you need to talk to them about it. I’ve seen in LTR discussions that income other than straight work or government pensions can qualify. I believe they are looking at pre-tax income.

@Thomas ******

The $80,000/yr can be a combination of sources. They just looked at my US tax returns. Besides pension and Social Security I don’t know what other sources of income qualify as passive. I know other sources do qualify. I’m pretty certain 401k withdrawals won’t count

@Peter ***********

The pensioner LTR is about passive income. The Elite visa is about cash on hand. The pensioner LTR is incredibly easy to apply for and get if you meet the insurance and $80,000/yr passive income requirements. The staff at the Thailand Board of Investment office are very helpful and friendly. I’m sure the Elite visa people are helpful too but you have to have the cash and be willing to pay the Elite fee.

As I’ve said elsewhere in this thread, the Elite Visa is a good option for people under 50 who have few options to stay long term. For expats over 50 there are other options and you need to weigh the details of each visa type with your own individual circumstances.

@Kim *********

Ah! Now I remember. There is an option to have $40,000/year passive income + investments. I didn’t have to do that. I have a pension that meets the $80,000/yr retirement

@Kim *********

I got my pensioner LTR in January, 2023. You might want to go the the Thailand Board of Investment website and review the requirements for the four categories of LTR. Better to go to website of the office that issues the LTR visa, the BOI, rather than a visa agent.