@Pierre ********

I have never made a claim. I have a 40,000฿ deductible. I’ve never had a medical bill over 20,000฿. I am getting a 20% no-claims discount. Their customer service has been excellent.

My observations on this subject is that every company has customers with good experiences and others with bad experiences.

Pacific Cross

I have a 40,000 baht deductible with my Pacific Cross policy. I had an OA for 6 years.

Those of us with a pensioner LTR visa pay no taxes in Thailand on money brought into Thailand. After that US citizens are supposed to pay federal taxes in the US. We don’t pay state taxes in the US if we are no longer a tax resident on any state.

@Colin ********

Not if you have a pensioner LTR visa.

@Richard **********

I never needed to show it was a foreign payment. At the time I had an OA visa and extended using the 800,000 bank deposit method.

You can ask for something called a credit advice from the bank. This is a document that will trace the money back to its source

When I had a Kasikorn account, all my wire transfers from the US were coded as domestic transfers because the money arrived to Kasikorn through an intermediary Thai bank.

I recently got a certificate of residency to renew my drivers license. I needed a TM30 to do so. Best to just get one.

I would typically get to CW at 8:30am. The early birds would enter and then I would get my queue number. I never waited more than an hour to see an officer and I would get my passport and extension an hour later. I was always out before lunch. I just planned to spend the morning there.

I once had a prior appointment and that was great but not necessary.

I had an OA. I was 62 when I bought a policy from Pacific Cross. It is a 10 million baht policy and has a 40,000 baht deductible. I’m paying 78,000 baht per year. I am now 69. I am getting a no claims discount.

Pacific Cross has a nice website where you can choose a plan and get an estimate of the cost.

Pre-existing conditions will be excluded.

What I have is a catastrophic health plan. I pay for routine car myself. The biggest medical bill I’ve ever had is only 20,000 baht. The insurance is for something really serious and expensive.

Whatever you purchase the price is going to depend on your age, coverage amount, deductible, and health status.