@James ********

that's a shame.

@Peter *******

strange as it dissected anyway . Maybe not here in Thailand.

Can you give your body to anatomy school, in Thailand?

@Robert **********

Yes I understand that. But if I paid for health insurance and they didn't pay out , I would be in a very bad situation personally, mentally.

I have been 5 years , retired. if I spent £2000 per year, it's £. So as long as today's accident doesn't cost more than £ . I haven't lost out and I haven't allowed a company to take the piss out of me. In the 5 years I have only spent £320 and the majority of that was a dental emergency in Mexico, a very expensive dentist.

I spend my retired life, trying to keep fit and healthy. I rarely drink, which is probably the most life threatening past time.

I do want to take a accident insurance £200 per year to cover bicycle accidents. Every other expat seems to be selling Insurance, which is enough to make me dubious. I am a South Londoner, apparently famed for not trusting anyone lol. 🙏

@Andrew ******

Yes I feel the same.

@Robert **********

What do you do if for many years you pay insurance only to find they won't pay. If you didn't spend the money in the first place paying for insurance, you might have that in the bank to pay the cost of your present illness.

Don't close your UK bank accounts. Just use someone's address and inform the bank of new address. You can usually do it through online banking or a bank app. Think about putting spare money into fixed term bonds. If you keep to a maximum of 85 grand it's covered by FSA should it fail. Fixed rate bonds are not putting your money at risk. Only bring money into Thailand you need , as it's sounds like all will have to declare for possible tax . If you are not wanting to buy insurance, make sure you have funds available should something go wrong.

I thought Thailand was cheaper 🤔

No big deal, just a extra 2000baht and extra visit to immigration.

@Erik **********

Cocker spaniel