I dont understand the point you are trying to make. They always want 12 months of bank statements verified by bank letter to make sure you have fulfilled the financial requirements of your last extension and the one you are applying for. It is my 4th extension and this time they wanted a copy if my bank book. Another requirement is that your bank book should show a transaction on the day you apply.
they gave me 6 weeks to move my funds and direct debits etc. Fortunately I was in the UK at the time and received their correspondence and it made it easier to change.
that is just not true. I sent two monthly Swift payments from my bank in UK to Thailand and they closed my account. I now have another UK bank account and an address in uk so I'm keeping it quiet.
Nothing had changed for me last week. What is of enormous help is if you get your immigration Officer to write down in Thai what they require from your bank. Your bank will then be able to provide it without an issue. It is quicker uf you download the forms and complete them before you go. Tgeg wanted a copy of tm30 and 90 day report from me which wasnt on their list but I had it anyway.
that's true for any insurance but peace of mind plays a part. In addition it is much more likely thatby you end up in hospital in Thailand than it is at home. Good old NHS looks after it there if you are poor.