The bank account MUST be an instant access account in the applicant's name only (no joint accounts).
Don't forget that it also has to be seasoned before and after you apply, effectively tying it up for almost half the year. It also has to stay at or above a minimum level for the other half of the year.
Assuming that things return to what they were pre-covid, you will need to select which visa you want to use. A combination of in-country extensions and border bounces can string out a visa for longer than you might think.
Hull has the reputation as most helpful consulate in the UK.