Without getting into specifics, they don't seem to understand different medical terms that sound similar what are miles apart. I've tried to educate them but they only seem to know how to repeat the same thing, .i.e. "we no pay".
You can live into your 70s fairly healthy but one day it will catch up with you and then what? If you’re over 70 you’re not working and adding to your saving. No you are spending that savings and a major medical issue will have you spend a lot of it quickly. Do you have a bunch saved up for the emergency? Most don’t and most never had it and that’s why they never invested in health insurance … they couldn’t afford ever. They gambled and they lost. Not all but some and then it’s GoFundMe. Don’t be that person.