@Nongnuch *******

Yep. It shows that these agents get (too) high commissions. Try to insure directly at the insurance company (internet websites) will save a lot of money.

@Nongnuch *******

I got accident insurance for 3,500 baht. Not at a bank. Your bank took 1,500 baht for nothing. 🤣

@Mark ****

👍

I am with four banks here and anxiously try to keep three accounts in Europe. Just to stay safe. On top of that have a small reserve in crypto.

Just to protect myself from banks and governments.

@Philip ****

Here’s USD compared to Euro (using Tether as reference - it closely follows the dollar). Peak on left is 12 January.

@Philip ****

That’s only in usd. BTC had a serious (35%) drop when Trump started backstabbing his allies and it still hasn’t recovered.

Its value compared to usd has risen, but that’s merely because the dollar dropped 15% or more to other major currencies.

The peak on the left side is 18 January. Higher than today.. (compared to Euro)

@Philip ****

Unless the encryption gets hacked and all bitcoin turn into vapor.

(I do have a substantial amount in btc and other crypto, but people need to be aware of the risks!)

You need to check with you local immigration office. In several offices (not Sakon Nakhon) they allow having GSB 2 year deposit certificates as proof of funds. They certificates represent lottery tickets for a monthly’s draw, but are immediately withdrawable. (If you withdraw within 2 years you get no interest but any lottery winnings remain - withdraw within 6 months at a 2% penalty)

After two years the deposit expires and the whole principal is refunded with 1% interest.

I deposited1 mln thb which guarantees me 700 baht lottery winnings per month with a chance on winning substantially larger amounts. (Plus 1.25% interest per year)

@Floyd *****

It’s neither the US nor Thai. It’s a clueless agency. Find another agency. They are happy to grab a substantial chunk of your money.

Probably they just needed an excuse to deny you. I had a similar nonsense excuse trying to get PA insurance at SCB.

I went online and arranged AXA within minutes. No problems, no greedy agents inbetween.

@Matts ************

Exactly. Book a hotel room for 30 days or so. Get them to provide a TM30. Go to immi to get the residence certificate, fix the bank problem and cancel the remaining hotel reservation.

Done.

Life goes on.