Warning (and question) about LTR.

The BOI has asked further documents from me after I provided the normal required information for wealthy pensioneer (80k passive income, health insurance, etc).

Either a health insurance covering at least 50k USD and running 10 months more

Or

Proof that I had 100k USD in my bank for the last 12 months.

Now I don’t know anyone having 100k in the bank for a year. People having that amount have it in assets - like I have my savings in stocks.

And insurance? Mine covers up to 1 million (a big heart surgery) and runs 12 months before being renewed. But it will be renewed next January, so it’s not covering 10 months from now. I had to get another (lots cheaper) one just for that.

Has anybody had a similar experience?

Hello

I want to apply for the Wealthy Pensioner LTR Visa. I meet the requirements,but not clear on what documentation I should provide for proof of income. I am a US citizen. I am thinking providing my 2024 form 1040 tax return with the pension section highlighted and my 2024 1099s for my pensions. Make sense? Good plan? Appreciate any suggestions you may have.

Thank you.