I can't get my head around it, I'm on a retirement 1 year extension. Would the DTV be more beneficial or not. Less monies required, but it don't explain what you need to keep it valid. The retirement ext. You need to always have at least 400k then bump it up before renewing to 800k. This is where the DTV might be better. But I don't know!!!
I'm sure we all notice that any interest on your bank account is taxed,so there must be a corresponding personal tax account number ,I would have thought!