nothing, not one thing you have said is any benefit to me. I have multiple bank accounts. I am employed, the DTV allows me to do that job in Thailand. Never ever once have I had an enjoyable trip to immigration - I never have to go whilst I have the DTV . On non o you need 800,000 so what is your point?
So yes I have a much better option, I know it as I have had the other options.
DTV wins every time
One thing you didn't mention was the multiple entry, that alone saves 20,000 BT and no chance of visa getting cancelled because you forgot to get a re entry stamp
and so on? I don't drive, so makes no difference. I have multiple bank accounts already, leaving every 180 days no problem I leave every 8 weeks or so.
Benefits of DTV it's multi entry straight out of the box, you don't have to be in country at the same time every year to extend non o. You never have to do any paperwork at all for 5 years and never have to visit immigration if you don't want to.
DTV wins every time and I've had the non o for 8 years.
that's an opinion. After 8 years on non o retirement I changed to DTV and there are no differences apart from the fact that DTV is multi entry from issue and I now don't have to visit immigration at all. I more than happy I changed to DTV