No the money has to be readily available, i.ex. you get into a accident and have no insurance to cover, you have to be able to pay right away.

The requirement says 500.000 Baht in a bank account, why try to challenge that fundamental requirement, and risk loosing the 10.000+ baht fee

Make Io Officer ( and other civil servants) to “loose face” will do no good for you.

Most international conventions define tourist status as up to 3 months.

The 2 time limit was discontinued 2024.

Now you may be rejected on 2. attempt to enter Thailand.

Prepare your self, you may not be let in again.

The big difference in what is allowed is before or after 2024.

Everything before is history, and has no relevance any more.

You should look at the website of the Thai Embassy in you country, that’s where you find the information.

Best source for information.

You are not eligable for a bankaccount on touristvisa like DTV.

You need to have a long term visa.

So forget about getting a account.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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Read the website of the local Immigration office.

Or search the group, since it is asked and answered many times.

Help yourself, it has been answered countless times, so search or scroll.

When you leave Thailand your tourist visa is ended.