it isn't about you and what you do, it was someone else who asked the question!! So I don't really get your point nor do I care how long you have lived or visited Thailand, this is not a point scoring exercise.
William Steele wether Thais have medical insurance or not it is not the question here... Expats and tourists should have travel insurance for wherever they are in the world to help with medical costs with whatever illness or accident they have.
It shouldn't be upto that country to provide free treatment and give repatriation should it be required.
It's also a shame you have such a negative attitude to a virus that has and still is killing thousands upon thousands of people around the world.
The man needs insurance regardless of being an expat or not.
And how would you provide the expensive funds to meet medical costs should you catch covid and need hospital treatment. Just because you've been vaccinated dosnt mean you won't get it.